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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Rhoan Hernandez

Rhoan Hernandez

Loan Officer

6275 W. Plano Parkway, Suite 500, Office 539, Plano, TX 75093
Own what matters
Own what matters

About Me

With a career spanning since 1999, I bring extensive expertise in the mortgage industry, having served in various capacities across the United States. Over the years, I've navigated the dynamic landscape of the mortgage industry, adapting to countless program and interest rate changes. This adaptability positions me to assist clients in securing the most suitable loan programs amidst the ever-evolving market.

Based in the vibrant Dallas and Fort Worth area, my commitment to exceptional service is unwavering. My dedicated team shares a passion for educating clients about the entire mortgage process and the diverse range of available programs. Each client we encounter has a unique story, and I firmly believe in providing personalized attention and care to every narrative.

To ensure unparalleled service, my team and I stay abreast of various program facets, including Jumbo, Conventional, FHA, VA, and USDA home loans, many of which are expertly serviced by Guild Mortgage throughout the loan duration. This commitment to continuous education empowers us to offer comprehensive solutions tailored to meet the diverse needs of our clients.

Currently licensed in Texas, Oklahoma, and Arizona, I am ready to assist you in navigating the mortgage landscape. Whether you're in Dallas, Fort Worth, or the surrounding areas, I look forward to working with you! Feel free to contact me to set up a call or conveniently apply online for a seamless experience.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Richard
Apr 08, 2024
Verified

Rhoan had great communication with the agent and buyer. He closed on time even when we changed loans. Highly recommend.
Beth
Apr 08, 2024
Verified

Rhoan was very good at communication. He knows his product and made this a smooth transaction.
Angela
Apr 08, 2024
Verified

Rhoan is fantastic and he made our home purchase and loan process so smooth. He has also given us really valuable guidance. Having been through this twice now with Rhoan, we will be sticking with him long term. Give him a raise! He deserves it.
David
Apr 08, 2024
Verified

Because of Rhoan! Duh.
Hoyoung
Mar 18, 2024
Verified

Consultant with an experienced loan officer was very helpful for me to evaluate my financial status and target homes.
Hoyoung
Mar 13, 2024
Verified

He was very professional and knowledgeable. Everything was great. Especially, first home buyers should need this experienced loan officer!

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NMLS ID #1437544
I am authorized to do business in the states of Arizona, Oklahoma and Texas. AZ BK#0018883; AZ BKBR# 1048822; AZ LO Lic.# 1042914;