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Erik Maya
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Erik Maya

Senior Loan Officer

700 Rockmead Drive, Suite 105, Building 2, Kingwood, TX 77339
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.9 out of 5.0 stars
Richard M
Dec 29, 2023

Erik, was very knowledgeable in his line of work and I like how he broke down the process alongside educating me in what takes to get into homeownership.
Erica C
Dec 23, 2023

Best experience ever! So grateful I was recommended to this team. They made the home buying process so stress free! I would recommend them to anyone I come across that is looking to buy a home!
Casey W
Dec 21, 2023

We would like to acknowledge the exceptional service that we received during the entire home buying process with Cherry Creek/Guild Mortgage (Erik Maya-was there for us even when he was feeling a little under the weather). Guild Mortgage support team is very helpful in walking us through all the steps. Any confusion in the process was cleared up in a timely manner. Family is an understatement. Thank you so much for your patience and support. David and Casey Williams
Victor G
Dec 06, 2023

(Translated by Google) Excellent (Original) Exelente
Eric F
Dec 01, 2023

Awesome service. Precise and attentive. Erik followed up on a regular basis and answered all my questions.
fernando b
Nov 29, 2023

(Translated by Google) Highly recommended this home loan team, always very attentive to respond All my doubts In English or Spanish Without a doubt an excellent experience Thank you very much Erik and the entire team (Original) Muy recomendable este equipo de préstamos de casa siempre muy atentos a responder Todas mis dudas En inglés o español Sin duda alguna una excelente experiencia Muchas gracias Erik y todo el equipo

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NMLS ID #334089
I am authorized to do business in the state of Texas.