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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Hey there, I’m Trey. I am a mortgage lender serving the Dallas Fort Worth community. I am dedicated to providing exceptional guidance and support, ensuring my clients find the perfect financing solutions tailored to their unique needs. I am passionate about demystifying the lending process, empowering my clients with knowledge, and fostering long term relationships built on Trust. 

I grew up in Turkey, Texas, a small town in west Texas, and I graduated from Lubbock Christian University. Beyond my work, I love spending time with my wife, traveling and playing golf.

If you’re ready to embark on your homeownership journey or explore financing options. I would love the opportunity to serve you. Let’s connect today!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.98
5.0
Chloe
Sep 26, 2025
Verified

Highly recommend! Trey made this process of buying our first home so smooth and easy. If we had to do it all over again, we would definitely use Trey! He’s the best!!
Chloe
Sep 25, 2025
White Deer, TX
Verified

Trey and his team were amazing!! Truly made this process so smooth and easy. If we had to do it all over again, we would definitely use Trey again. He's the best!!
Chloe
Sep 24, 2025
Verified

Trey and his team were AMAZING to work with. Truly made everything so smooth and easy. We will definitely be recommending Trey to all of our friends and family. He’s the best!
Kyla
Jul 22, 2025
Verified

We had an amazing experience working with Trey! His communication was outstanding, and he was always quick to respond and patiently answered every single question we had. Trey guided us through the entire process and made what could have been a stressful experience feel smooth and manageable. Thanks to his help, we were able to buy our dream home! We’re so grateful for his support and would highly recommend him to anyone looking for a knowledgeable and dependable loan officer.
Holly D
May 28, 2025
Verified

Trey Smith was everything you want in a loan officer. He was professional, responsive, and offered regular updates on the progress of the loan. He kept the client's needs top of mind and ensured that the closing process went smoothly. Trey offered personality and warmth to the process; it was so much more than a simple business transaction. I look forward to working with Trey Smith and his team at Guild in the future!
Courtney K
May 27, 2025
Verified

Used Guild Mortgage and Trey Smith as my loan officer to buy my very first home. Trey was awesome, answered all of my questions, was patient through my confusion on complicated topics and explained everything to me to help me understand what I was signing and how I could budget for the house of my dreams. Use Trey and Guild Mortgage!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2332165
I am authorized to do business in the state of Texas.