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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hey there, I’m Trey. I am a mortgage lender serving the Dallas Fort Worth community. I am dedicated to providing exceptional guidance and support, ensuring my clients find the perfect financing solutions tailored to their unique needs. I am passionate about demystifying the lending process, empowering my clients with knowledge, and fostering long term relationships built on Trust. 

I grew up in Turkey, Texas, a small town in west Texas, and I graduated from Lubbock Christian University. Beyond my work, I love spending time with my wife, traveling and playing golf.

If you’re ready to embark on your homeownership journey or explore financing options. I would love the opportunity to serve you. Let’s connect today!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.98
5.0
Holly D
May 28, 2025
Verified

Trey Smith was everything you want in a loan officer. He was professional, responsive, and offered regular updates on the progress of the loan. He kept the client's needs top of mind and ensured that the closing process went smoothly. Trey offered personality and warmth to the process; it was so much more than a simple business transaction. I look forward to working with Trey Smith and his team at Guild in the future!
Courtney K
May 27, 2025
Verified

Used Guild Mortgage and Trey Smith as my loan officer to buy my very first home. Trey was awesome, answered all of my questions, was patient through my confusion on complicated topics and explained everything to me to help me understand what I was signing and how I could budget for the house of my dreams. Use Trey and Guild Mortgage!
Courtney
May 27, 2025
Farmers Branch, TX
Verified

The team worked well together on your end to make sure I had everything I needed. Everyone was very responsive to emails and communication. I appreciated the reminders and nudges when I fell behind on things needed on my end. All in all a very great experience. Trey Smith especially was patient and helpful, talking through every form and every question I had and working to get me a good rate and top quality service. Five stars!
Ellie
Feb 10, 2025
Lubbock, TX
Verified

trey was great, we would use him again.
Nolan
Feb 10, 2025
Verified

Trey and his team were amazing! They made the process very easy on us and were quick to answer any questions we had!
Ellie W
Feb 10, 2025
Verified

Highly recommend Trey! Great communication, and he made it an easy and understandable process.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2332165
I am authorized to do business in the state of Texas.