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Helping Texas Home-Owners for over 30 years!

Purchase, Refinance, New Construction, Home Equity, and Reverse

About me

Welcome to my website! I’m excited to help you achieve your real estate goals.

Whether you’re a first-time home buyer, looking to build your dream home, buying an investment/vacation property or exploring options on how to best manage your home equity, I am here to serve you before, during and after your loan closes.

Before: I’m available to answer all your questions, understand your needs and goals, and provide information on different loan options.

During: I’ll be your trusted advisor and advocate, ensuring open communication and a smooth, efficient loan experience.

After: I’ll remain your go-to resource for all real estate-related questions, from escrow accounts to home equity.

I am a native Texan, graduate of SWTSU, and past President of the Rotary Club of Seguin. I have 3 grown daughters and currently reside in New Braunfels, Texas.  When I am not assisting my borrowers and referral partners, I enjoy live music, being outdoors and watching college athletics.

With over 30 years of experience helping Texas homeowners finance real estate responsibly, I’m eager to assist you and your family. Contact me today to discuss how I can best serve you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.96
5.0
Jacob S
Jul 03, 2025
Verified

I was well informed of my loan throughout the applicatoin/approval process.
Jacob
Jul 02, 2025
Seguin, TX
Verified

I compared a variety of quotes from different companies. This one not only had similar rates to other loans, but Ryan helped me explain that quotes include many different factors in addition to the interest rate.
Diane
Jul 02, 2025
Seguin, TX
Verified

I've always enjoyed working with Ryan Hes my go-to lensder
Cole
Jun 09, 2025
New Braunfels, TX
Verified

Ryan was extremely attentive and responsive to our needs, and was willing to work with us to get the best deal possible.
Stephanie A
Jun 10, 2025
Verified

Ryan was very knowledgeable. He was on top of everything that we needed and provided exceptional customer service. He was always eager and available to answer any questions that we had throughout the process. Ryan got us the best rate and got everything together for an on time closing!
Susan B
May 19, 2025
Verified

Everything from start to finish was handled promptly and professionally

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #227109
I am authorized to do business in the state of Texas.