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Helping Texas Home-Owners for over 30 years!

Purchase, Refinance, New Construction, Home Equity, and Reverse

About me

Welcome to my website! I’m excited to help you achieve your real estate goals.

Whether you’re a first-time home buyer, looking to build your dream home, buying an investment/vacation property or exploring options on how to best manage your home equity, I am here to serve you before, during and after your loan closes.

Before: I’m available to answer all your questions, understand your needs and goals, and provide information on different loan options.

During: I’ll be your trusted advisor and advocate, ensuring open communication and a smooth, efficient loan experience.

After: I’ll remain your go-to resource for all real estate-related questions, from escrow accounts to home equity.

I am a native Texan, graduate of SWTSU, and past President of the Rotary Club of Seguin. I have 3 grown daughters and currently reside in New Braunfels, Texas.  When I am not assisting my borrowers and referral partners, I enjoy live music, being outdoors and watching college athletics.

With over 30 years of experience helping Texas homeowners finance real estate responsibly, I’m eager to assist you and your family. Contact me today to discuss how I can best serve you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.96
5.0
Jason
Sep 05, 2025
Marshall, TX
Verified

Clear communication, and updates .
Brett
Sep 05, 2025
Marshall, TX
Verified

Ryan was extremely helpful and professional during the entire process. He went out of his way to explain all details and would even respond after hours if we had questions. He made the entire process for us easier.
Angie F
Sep 06, 2025
Verified

Ryan educates and communicates through the whole process! Highly recommend him!
Angie
Sep 05, 2025
Marshall, TX
Verified

Thank you so much! Your communication and work ethic are awesome!!
Jennie
Aug 16, 2025
Seguin, TX
Verified

Everyone seemed knowlegable with the process and handled it well, and all had a positive attitude. Thank you for making the whole experience a pleasant one. Jennie Wittenbach
Celina
Aug 25, 2025
Seguin, TX
Verified

⭐️⭐️⭐️⭐️⭐️ We recently closed on a very challenging manufactured home transaction, and I cannot say enough about the dedication and persistence of Ryan and his team. This property was located in a floodplain, which required an elevation certificate, a retrofit, and additional engineering reports to verify that existing porches did not impede the structural integrity of the home. The original HUD tag was also missing, which meant additional steps to relocate and validate documentation. On top of that, the loan itself did not qualify right away and needed adjustments based on the requirements outlined by Mr. Kuhn. This process stretched out to nearly three months—yet Ryan kept it at the top of his priority list the entire time. He communicated consistently, problem-solved every roadblock, and worked closely with us to ensure that both the buyer and seller remained confident throughout the process. Thanks to his perseverance and expertise, we were able to close successfully, and all parties walked away happy. If you are looking for a lender who will go the extra mile on even the toughest deals, Ryan is the one you want on your team!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #227109
I am authorized to do business in the state of Texas.