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Veronica Santos

Veronica Santos

Senior Loan Officer

6900 I-40 W, Suite 270, Amarillo, TX 79106
Own what matters
Own what matters

About Me

My name is Veronica Santos. I've been in the real estate business for 21 years. It's a passion and a joy to make the peoples dream come true of owning a HOME. I will work hard to make it a smooth and easy experience. Love serving people!

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


5.0 out of 5.0 stars
sandy b 0
Sep 25, 2014

Veronica was amazing! She was my lender on a home loan and made the process much easier on me and was very helpful! She is knowledgable and works hard to get the job done quickly. I was very fortune to have been referred to her. I would recommend you contact her!!!

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NMLS ID #1048008
I am authorized to do business in the state of Texas.