Contact Me
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Michael Thayer – Guild Mortgage Lender

Michael Thayer

Branch Manager

1033 Demonbreun St, Suite 300-95, Nashville, TN 37203
Own what matters
Own what matters

About Me

With over two decades of experience in the mortgage lending industry, Michael Thayer serves as the Branch Manager for Guild Mortgage, one of the top ten lenders in the nation. Guild Mortgage is known for its exceptional product offerings and outstanding customer service, and Michael exemplifies these qualities with his consultative approach to mortgage lending. Clients can expect world-class service and a "we will make it happen" attitude from Michael and his team.

Michael understands the significant stress that the mortgage process can create for both homebuyers and sellers. With most of his business focused on purchase-oriented mortgages, he is an expert at closing loans on time and minimizing stress for all parties involved. He provides a straightforward, customized plan for each client, guiding them through the mortgage process with ease and clarity.

Michael's unique financial advisor approach is refreshing. He simplifies complex situations into easy side-by-side comparisons that anyone can understand. By empowering people with the knowledge and understanding they need, Michael provides clients with the clarity they need to make strong offers that stand out in today's competitive housing market.

In addition to his expertise in purchase-oriented mortgages, Michael is also a wizard with refinances, including cash-out refinances, where he shows clients how to manage and pay off debt faster and save thousands in interest. He offers sound investment strategies for second homes and investment properties, ensuring clients maximize their real estate investments.

Beginning his career in 2003, Michael has built a comprehensive understanding of the mortgage industry and possesses in-depth product knowledge. He also contributes to the professional development of real estate professionals in the Greater Nashville Area by teaching continuing education courses. Additionally, Michael hosts the Money Man Mike Podcast and frequently appears as a guest speaker on other real estate and mortgage radio shows.

Michael has received numerous accolades throughout his career, including multiple President's Club awards, Loan Officer of the Month, Rookie of the Year, and Loan Officer of the Year.

Michael's professional life is balanced by his personal life in Nashville, where he resides with his wife, Tammie, and their two children. In his free time, he enjoys the simple pleasures of spending time with his family, exploring new places through travel, indulging in his passion for sports, particularly college and professional football hockey, and cheering for the Boston Red Sox.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X
(function (h,b) { var w = window, d = document, s = 'script', x, y; w['__hb_namespace'] = h; w[h] = w[h] || function () { (w[h].q=w[h].q||[]).push(arguments) }; y = d.createElement(s); x = d.getElementsByTagName(s)[0]; y.async = 1; y.src = b; x.parentNode.insertBefore(y,x) })('Homebot','https://embed.homebotapp.com/lgw/v1/widget.js'); Homebot('#homebot_homeowner', 'bce348b89c123f6f409645ee4814c754e649d42c4aef896b')

Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.91
5.0
Irene
Aug 26, 2024
Verified

Mike and Britain made everything they could to make our loan easy, explained, and possible. I have worked with Mike in the past and would use him everytime !!
James B
Aug 13, 2022
Verified

Mike went *above and beyond* to help us navigate our highest level of loan qualification as well as deeply understand the best loan products in light of the market conditions. Felt very well supported and wisely advised every step of the way!
Veronica L
Aug 13, 2022
Verified

Timely communication and excellent client service. Thank you!
Eden M
Aug 06, 2022
Verified

Mike was patient in explaining details over and over again to me
Caitlin
Jul 28, 2022
Verified

Mike and his team are the best! This is my second time have Mike help me with my home loan! We have had a few challenges... from crazy inspections to 100k being taken out of my account fraudulently the day we were to close.. Mike was there for us! A calming voice and told me we will figure it out! We will recommend him and his team to our family and friends and will use him again! :)
Jamie L
Jun 29, 2022
Verified

Mike is wonderful and knowledgeable

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #173264
I am authorized to do business in the state of Tennessee.