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About me

With over two decades of experience in the mortgage lending industry, Michael Thayer serves as the Branch Manager for Guild Mortgage, one of the top ten lenders in the nation. Guild Mortgage is known for its exceptional product offerings and outstanding customer service, and Michael exemplifies these qualities with his consultative approach to mortgage lending. Clients can expect world-class service and a "we will make it happen" attitude from Michael and his team.

Michael understands the significant stress that the mortgage process can create for both homebuyers and sellers. With most of his business focused on purchase-oriented mortgages, he is an expert at closing loans on time and minimizing stress for all parties involved. He provides a straightforward, customized plan for each client, guiding them through the mortgage process with ease and clarity.

Michael's unique financial advisor approach is refreshing. He simplifies complex situations into easy side-by-side comparisons that anyone can understand. By empowering people with the knowledge and understanding they need, Michael provides clients with the clarity they need to make strong offers that stand out in today's competitive housing market.

In addition to his expertise in purchase-oriented mortgages, Michael is also a wizard with refinances, including cash-out refinances, where he shows clients how to manage and pay off debt faster and save thousands in interest. He offers sound investment strategies for second homes and investment properties, ensuring clients maximize their real estate investments.

Beginning his career in 2003, Michael has built a comprehensive understanding of the mortgage industry and possesses in-depth product knowledge. He also contributes to the professional development of real estate professionals in the Greater Nashville Area by teaching continuing education courses. Additionally, Michael hosts the Money Man Mike Podcast and frequently appears as a guest speaker on other real estate and mortgage radio shows.

Michael has received numerous accolades throughout his career, including multiple President's Club awards, Loan Officer of the Month, Rookie of the Year, and Loan Officer of the Year.

Michael's professional life is balanced by his personal life in Nashville, where he resides with his wife, Tammie, and their two children. In his free time, he enjoys the simple pleasures of spending time with his family, exploring new places through travel, indulging in his passion for sports, particularly college and professional football hockey, and cheering for the Boston Red Sox.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.91
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Abigale C
Dec 17, 2024
Verified

Michael and his team really took the time to break down every part of the refinancing process. It was nice to feel confident in making such an intimidating decision. I am grateful I found them.
Abigale
Dec 16, 2024
Nashville, TN
Verified

Great communication and very informative. I'am very happy that I chose Michael and his team.
Alex H
Dec 17, 2024
Verified

Went above and beyond and made the entire process painless!
Joseph
Dec 16, 2024
Smyrna, TN
Verified

Angela Tobias and Britian gave me a painless and amooth process with this loan! Working hard and tirelessly behind the scences ! They don't get enough credit for what they do as we don't see the entire process. Angelia always was very informative no matter the time of the day and always keep me ahead of anything or processs that needed to be completed! Any questions I had Angela made she to answer them and answered them almost instantly with no down time! Thank you for making this such a great experience with what most people don't want to go through !
Savannah B
Nov 27, 2024
Verified

Michael's team at Guild made the first-time homebuyer experience great for us. Angela is so skilled at her job and also kind and responsive, and she and Britain communicated everything so clearly for us coming into homebuying with no experience. Would gladly recommend Guild for your mortgage needs!
Savannah
Nov 26, 2024
Goodlettsville, TN
Verified

Guild's online platform was easy to use and upload documents to, everyone on the team was extremely communicative, and not only professional but friendly and approachable. Y'all helped us achieve a lifelong dream and we are so grateful!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #173264
I am authorized to do business in the states of Florida and Tennessee.