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About me

With over two decades of experience in the mortgage lending industry, Michael Thayer serves as the Branch Manager for Guild Mortgage, one of the top ten lenders in the nation. Guild Mortgage is known for its exceptional product offerings and outstanding customer service, and Michael exemplifies these qualities with his consultative approach to mortgage lending. Clients can expect world-class service and a "we will make it happen" attitude from Michael and his team.

Michael understands the significant stress that the mortgage process can create for both homebuyers and sellers. With most of his business focused on purchase-oriented mortgages, he is an expert at closing loans on time and minimizing stress for all parties involved. He provides a straightforward, customized plan for each client, guiding them through the mortgage process with ease and clarity.

Michael's unique financial advisor approach is refreshing. He simplifies complex situations into easy side-by-side comparisons that anyone can understand. By empowering people with the knowledge and understanding they need, Michael provides clients with the clarity they need to make strong offers that stand out in today's competitive housing market.

In addition to his expertise in purchase-oriented mortgages, Michael is also a wizard with refinances, including cash-out refinances, where he shows clients how to manage and pay off debt faster and save thousands in interest. He offers sound investment strategies for second homes and investment properties, ensuring clients maximize their real estate investments.

Beginning his career in 2003, Michael has built a comprehensive understanding of the mortgage industry and possesses in-depth product knowledge. He also contributes to the professional development of real estate professionals in the Greater Nashville Area by teaching continuing education courses. Additionally, Michael hosts the Money Man Mike Podcast and frequently appears as a guest speaker on other real estate and mortgage radio shows.

Michael has received numerous accolades throughout his career, including multiple President's Club awards, Loan Officer of the Month, Rookie of the Year, and Loan Officer of the Year.

Michael's professional life is balanced by his personal life in Nashville, where he resides with his wife, Tammie, and their two children. In his free time, he enjoys the simple pleasures of spending time with his family, exploring new places through travel, indulging in his passion for sports, particularly college and professional football hockey, and cheering for the Boston Red Sox.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.91
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Savannah B
Nov 27, 2024
Verified

Michael's team at Guild made the first-time homebuyer experience great for us. Angela is so skilled at her job and also kind and responsive, and she and Britain communicated everything so clearly for us coming into homebuying with no experience. Would gladly recommend Guild for your mortgage needs!
Savannah
Nov 26, 2024
Goodlettsville, TN
Verified

Guild's online platform was easy to use and upload documents to, everyone on the team was extremely communicative, and not only professional but friendly and approachable. Y'all helped us achieve a lifelong dream and we are so grateful!
Patricia H
Oct 18, 2024
Verified

My previous mortgage company was Guild when I moved to NC. I knew when I decided to move to TN that I wanted Guild Mortgage to be my mortgage company. Through both moves everyone I worked with was professional, courteous and timely. They made the transition easy. I would recommend Guild Mortgage to everyone.
Patricia
Oct 14, 2024
Cookeville, TN
Verified

Enjoyed working with all of you!
Rebecca W
Oct 11, 2024
Verified

Great experience with the team, they explained each step, were available for any questions, went above to assist me and make my first home purchase a smooth process
Mark
Sep 30, 2024
Joelton, TN
Verified

They are very responsive and get things done!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #173264
I am authorized to do business in the states of Florida and Tennessee.