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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Tony Naples

Tony Naples

Branch Manager

413 Spears Avenue, Suite 201, Chattanooga, TN 37405
Own what matters
Own what matters

About Me

I have been in the mortgage industry for 8 years, building my knowledge, my business, and myself to where I was able to successfully start my own mortgage branch. My start happened while working in the restaurant industry and attending The University of Tennessee at Chattanooga for my bachelor's in finance; one of my customers loved the service that I provided to him and his wife and he offered me an entry-level position at a local mortgage company. I began my career in mortgages by taking applications, and I quickly worked my way through the organization until I was managing the customer service department. During this time, I set a goal to become a loan officer, I achieved this goal during my senior year at UTC and began working as a full-time loan officer in 2017. I have lived in Chattanooga for 15 years, my wife and I have 3 dogs, and a beautiful baby girl.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.87 out of 5.0 stars
5.0
4.73
5.0
Brooke
Jun 04, 2024
Verified

Tony did a great job explaining everything to us making this process a lot easier! We will definitely use him again.
Michel
May 28, 2024
Verified

Because Tony was always on the lookout and kept us up to date with any changes.
Dennis
May 28, 2024
Verified

My clients chose your company, and this was (I believe) my first deal done with you. Your folks made it a good one!
Denver
May 13, 2024
Verified

Tony was great! Easy to communicate with and always reached back out quickly!
Christian
May 13, 2024
Verified

Great experience
Kyle S
Apr 23, 2024
Verified

I love working with Tony! He is always very helpful and treats my clients with care and professionalism. He's communicates clearly and is always available to answer questions. I've recommended him to many clients so far and will continue to do so moving forward!

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Awards

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Causes I'm
passionate about

causes
NMLS ID #1782514
I am authorized to do business in the states of Alabama, Georgia and Tennessee.