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Michael Moschella
Branch Manager NMLS# 474323
About Me
Thank you very much for visiting my Website! Guild Mortgage opened its doors in 1960 to provide financing for homes built by the American Housing Guild in the San Diego Area. 50 Years later we are still going strong and have expanded to over 27 states. Your local Guild Branch in Columbia SC was formed in 2012 with a single minded goal - to deliver the greatest customer service experience possible. We have underwriting, processing and closing right here in Columbia to make sure your application is delivered quickly and professionally by local people who care about their Community. With 17 years of personal experience and a wealth of lending knowledge residing in our local processing team, Guild Mortgage is the best lending option available.
I have lived in South Carolina since 1993 and have called Columbia home for as long. If I am not at work, you may catch me fishing the salt marshes of the Lowcountry with my children and wife or cheering on the fighting Gamecocks at various sporting venues.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Made the closing happen on time
I've been referring clients to Michael Moschella for well over 15 years, and I always receive excellent feedback regarding him and his support staff. He's never missed a closing date, nor failed to provide the rate and transaction costs which were exactly as provided at the beginning of the transaction. Admittedly, there are likely many loan officers who are capable of closing loans with ideal clients and in a challenge-free transaction, however. I believe that the true capabilities of an exceptional loan officer only become obvious when they are faced with a very challenging client, and/or a transaction where the circumstances require problem-solving, ingenuity and critical thinking. Michael is all of those and more! He can look at a situation and offer options to address very formidable, sometimes even deal-killing, obstacles, when most other loan officers wouldn't even know where to start. I've never worked with any mortgage lender who is more knowledgeable, professional, or more committed to providing superior customer service than Michael. I hope that I retire from real estate before he retires as a lender, because I can't imagine finding anyone who could fill his shoes as the ONLY loan officer I'm confident enough to refer to ALL of my clients, and know that they are working with the best!
I've been referring clients to Michael Moschella for well over 15 years and I always receive excellent feedback regarding him and his support staff. He's never missed a closing nor failed to provide the rate and transaction costs which were exactly as provided at the beginning of the transaction. Admittedly, there are likely many loan officers who are capable of closing loans with ideal clients and in a challenge free transaction. I believe that the true capabilities of an exceptional loan officer only become obvious when they are faced with a very challenging client, and/or a transaction where the circumstances require problem-solving, ingenuity and critical thinking. Michael is all of those and more! He can look at a situation and offer options to address very formidable, sometimes even deal-killing, obstacles, when most other loan officers wouldn't even know where to start. I've never worked with any mortgage lender who is more knowledgeable, professional, or more committed to providing superior customer service than Michael. I hope that I retire from real estate before he retires as a lender, because I can't imagine finding anyone who could fill his shoes as the ONLY loan officer I'm confident enough to refer ALL of my clients to.
The loan was smooth as butter and closed on time!
Your team is AWESOME
His interest is the best for his clients he never gives up
