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Select from hundreds of loan products tailored to your needs
Jonathan Peacock
Loan Officer NMLS# 1658176
566 Spears Creek Church Rd, Suite 101, Elgin, SC 29045
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Jonathan was great to work with on the mortgage for our new home. Extremely knowledgeable, communicative, and easy to work with, Jonathan helped us see around corners and navigate the lending process smoothly and efficiently to close ahead of schedule. I recommend Jonathan and Guild Mortgage to anyone who is looking to buy a home in South Carolina.
Jonathan was a huge help to us as new homebuyers. He had a wealth of knowledge that made us feel comfortable and confident in our purchase. We will be recommending him to all of our friends and family!
Jonathan was everything that we could have hoped for and more. He was responsive, quick to answer, always friendly, and made sure to always look out for our best interests. I could not recommend him enough and we are so thankful we decided to use his services when purchasing our first home.
Jonathan is an excellent Loan Officer and an absolute pleasure to work with. He is kind and knowledgable while being very dedicated to his clients' needs. Any homebuyer would be lucky to have him as a lender.
Jonathan did a fabulous job helping me get my mortgage. He was knowledge and understanding. He answered all my questions and I felt supported the entire time. Very glad I went with the Peacock for my mortgage!
Guild made the lender portion of the home buying process painless! Bobbie Jo, Chelsea, and Jonathan maintained great communications the entire time which I found very helpful (and stress relieving)! Jonathan is very knowledgeable and I truly felt like he was looking out for my best interests. I would reuse him again in a heartbeat.
NMLS ID #1658176
I am authorized to do business in the states of North Carolina and South Carolina.