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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.82 out of 5.0 stars
4.81
5.0
Michael
Jul 31, 2025
Columbia, SC
Verified

Robin made the entire homebuying process incredibly smooth and stress-free. She provided clear guidance and support to my wife and me every step of the way, always available to answer any questions we had. Her service was outstanding, and I would confidently recommend her to anyone looking to purchase a home.
Shanekqua
Jul 31, 2025
Columbia, SC
Verified

I don't really know where to begin! If i could give Robin 1000000 stars I honestly would. From the 1st day speaking with her, she wanted to make sure we were getting the home loan that best fit our financial needs! She was always available to answer questions no matter the time of day! She def made this homebuying process less stressful! Just listen to exactly what she advices you to do & youll be a homeowner before you know it! If we had to do this process over again , I would still choose Ms. Robin! She's amazing! She's truly is a blessing!!!
Robynn
May 12, 2025
Elgin, SC
Verified

Robin listened to our wants and needs. She was very thorough. I will definitely recommend her to a friend and family member.
Corey
Mar 24, 2025
Barnwell, SC
Verified

Great experience, Robin knowlknowledgeable about the process and she was extremely professional.
ALTHEA
Jan 13, 2025
Gaston, SC
Verified

Working with Ms. Robin Heyward has been great! She's very knowledgeable on the loans and carefully explained the options to my client. My clients said they ding think they'll could've made this dream come true without her. This has been a wonderful experience working with Robin and I hope to do it again soon.
Tiffany P
Dec 27, 2024
Verified

Robin went above and beyond for my deals! It’s always a pleasure working with her!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1007842
I am authorized to do business in the states of Florida, Georgia, North Carolina and South Carolina.