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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.78 out of 5.0 stars
4.78
5.0
Wendy P
Apr 12, 2024
Verified

I had a great experience with Guild mortgage. Ms. Robin Heyward was amazing! She was hands down the best loan officer I have ever had. She was available and in any case she wasn’t she always got in touch with me within a reasonable amount of time. She ensured the entire process went smooth! If you’re looking for the best loan officer there…. This is your girl!
Wendy
Apr 12, 2024
Verified

Ms. Robin Heyward was great! She helped me through the entire process and made sure everything went smooth. I will definitely reach out to her in the future for all of my home purchasing needs.
Antorio
Sep 13, 2023
COLUMBIA, SC
Verified

Robin was great and really helpful, informative, and patient.
Terrance
Jun 13, 2023
Blythewood, SC
Verified

Mrs Robin kept in constant communication and always let us know where we were in the process. She was willing to go above and beyond and always had an great attitude. Along with working with us around our schedule and times. She was by far one of the best lenders we’ve had when buying an house!! A+!! Wouldn’t have it any other way !!
Joenathan
Apr 12, 2023
Beaufort, SC
Verified

She was very hopeful with me being a first time homebuyer.
Harley
Nov 21, 2022
Beaufort, SC
Verified

Robin went above and beyond to get us through this process!!! We will forever be grateful for her dedication to her craft!!!!

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member of Guild Giving
NMLS ID #1007842
I am authorized to do business in the states of Florida, Georgia, North Carolina and South Carolina.