Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Robin Heyward
Loan Officer NMLS# 1007842
One Harbison Way, Suite 110, Columbia, SC 29212
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Testimonials
Robin was great and really helpful, informative, and patient.
Mrs Robin kept in constant communication and always let us know where we were in the process. She was willing to go above and beyond and always had an great attitude. Along with working with us around our schedule and times. She was by far one of the best lenders we’ve had when buying an house!! A+!! Wouldn’t have it any other way !!
She was very hopeful with me being a first time homebuyer.
Robin went above and beyond to get us through this process!!! We will forever be grateful for her dedication to her craft!!!!
Ms. Robin is awesome person! She helped me understand so much about the process. She got back to me in a timely manner anytime I needed her and always communicated with me well. I would recommend her to anyone.
Robbin she was accurate and very helpful.
NMLS ID #1007842
I am authorized to do business in the states of Florida, Georgia, North Carolina and South Carolina.