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Candice Bray

Loan Officer

1751 St. Julian Place, Columbia, SC 29204
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Kristina L
Jun 01, 2023
Verified

This was my first time buying a home and Candice was amazing. She was always quick to respond, communicative, and proactive through the whole process. You can tell she cares and her clients are top priority. I highly recommend Candice and Guild Mortgage.
Tami F
Apr 26, 2023
Verified

Need a lender that is always on call? Candice can get you prequalified quickly! Her customer service skills are second to none. She follows up, works weekends and will do everything within her power to help you get approved. If you have homework to do to boost your credit score, she will help you with that too. She will continue to follow up with you to ensure that you will be a closing table as soon as possible. Call Candice Bray, you will not be disappointed.
Leando henderson j
Mar 22, 2023
Verified

I am truly amazed at how easy and comfortable Candice made my home loan process. I never felt rushed or overwhelmed she even informed me of times that she would be slow to respond. I urge anyone who is the market to buy a new home to seek out this amazing and delightful loan officer 10 out of 10 I recommend.
Anabelle
Nov 05, 2022
Verified

Candice is phenomenal!!! She was on top of everything—extremely professional great communicator very knowledgeable and also humble. She makes you feel like you are her most important client and bends over backwards to get you through the tough process of purchasing a home. I have heard so many clients of my own tell me their horror stories with their loan process and I can't help but brag on Candice of how EASY she made it all for us. I was technically her first loan on her own and I had ABSOLUTELY NO idea! She has put so much time and effort into knowing what she knows. You can tell she loves what she does and puts her whole heart into her services. She is a rare treasure in this world and I'm so ecstatic that I chose to work with Candice. You too won't be disappointed!
Anabelle M
Nov 02, 2022
Verified

Candice is phenomenal!!! She was on top of everything—extremely professional, great communicator, very knowledgeable and also humble. She makes you feel like you are her most important client and bends over backwards to get you through the tough process of purchasing a home. I have heard so many clients of my own tell me their horror stories with their loan process and I can’t help but brag on Candice of how EASY she made it all for us. I was technically her first loan on her own and I had ABSOLUTELY NO idea! She has put so much time and effort into knowing what she knows. You can tell she loves what she does and puts her whole heart into her services. She is a rare treasure in this world and I’m so ecstatic that I chose to work with Candice. You, too, won’t be disappointed!

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NMLS ID #1935359
I am authorized to do business in the states of Georgia and South Carolina.