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About me

Joshua Racicot is a seasoned professional in the mortgage industry with nearly 15 years of experience, specializing in both operations and sales. A proud graduate of UMass Dartmouth, where he earned his degree in 2006, Joshua has dedicated his career to helping clients achieve their dream of homeownership. 

For the past eight years, Joshua has thrived as a loan officer, leveraging his extensive industry knowledge and passion for assisting clients in finding their forever homes. His commitment to providing exceptional service has made him a trusted advisor for many individuals and families looking to navigate the complexities of mortgage financing. 

A lifelong resident of the SouthCoast, Joshua deeply values his community and currently resides in Dartmouth. His local roots and understanding of the area enable him to offer personalized insights and solutions tailored to his clients' needs.  

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.89 out of 5.0 stars
5.0
4.89
Jeff
Dec 10, 2024
NEW BEDFORD, Massachusetts
Verified

This is not our first time working with Josh. He always does his best to provide us with what we need to make the process smooth. His customer service never falters and is always top notch. I would recommend Josh to everyone and would never consider anyone else.
Julia
Oct 15, 2024
Wareham, Massachusetts
Verified

What can we say about Josh? From the jump, Josh was committed to getting us to where we needed to be. Josh was constantly keeping us in the loop the entire loan process. Josh went above being our loan officer; we had a tricky sellers agent who honestly, just gave our entire team a run for their money, and Josh was going and delivering stuff for us to the agent, scanning paperwork. Honestly, all the stuff that the sellers agent should have been doing, our agent and Josh worked as a team to get the job done. Any first time home buyer should 10000000000% go through Josh. He makes you feel at ease and confident that you are getting the best service possible.
Paul
Sep 10, 2024
Martinsburg, West Virginia
Verified

Josh was excellent. He went above and pbeyond to ensure my client’s offer was accepted and that the transaction went smoothly. Highly recommend Josh!
Alda
Jun 21, 2024
New Bedford, Massachusetts
Verified

It was a pleasure working with Josh. He was very professional always got back to me with any questions I might’ve have!!
Candace
Aug 17, 2022
New Bedford, MA
Verified

Answered all my questions promptly
Scott
Apr 01, 2022
Carver, MA
Verified

Josh and Danielle were amazing. Super nice and easy to work with!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #485408
I am authorized to do business in the states of Massachusetts and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # MLO485408; Rhode Island Licensed Lender;