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About me

Joshua Racicot is a seasoned professional in the mortgage industry with nearly 15 years of experience, specializing in both operations and sales. A proud graduate of UMass Dartmouth, where he earned his degree in 2006, Joshua has dedicated his career to helping clients achieve their dream of homeownership. 

For the past eight years, Joshua has thrived as a loan officer, leveraging his extensive industry knowledge and passion for assisting clients in finding their forever homes. His commitment to providing exceptional service has made him a trusted advisor for many individuals and families looking to navigate the complexities of mortgage financing. 

A lifelong resident of the SouthCoast, Joshua deeply values his community and currently resides in Dartmouth. His local roots and understanding of the area enable him to offer personalized insights and solutions tailored to his clients' needs.  

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.89 out of 5.0 stars
5.0
4.89
Julia
Oct 15, 2024
Verified

What can we say about Josh? From the jump, Josh was committed to getting us to where we needed to be. Josh was constantly keeping us in the loop the entire loan process. Josh went above being our loan officer; we had a tricky sellers agent who honestly, just gave our entire team a run for their money, and Josh was going and delivering stuff for us to the agent, scanning paperwork. Honestly, all the stuff that the sellers agent should have been doing, our agent and Josh worked as a team to get the job done. Any first time home buyer should 10000000000% go through Josh. He makes you feel at ease and confident that you are getting the best service possible.
Paul
Sep 10, 2024
Verified

Josh was excellent. He went above and pbeyond to ensure my client’s offer was accepted and that the transaction went smoothly. Highly recommend Josh!
Alda
Jun 21, 2024
Verified

It was a pleasure working with Josh. He was very professional always got back to me with any questions I might’ve have!!
Candace
Aug 17, 2022
Verified

Answered all my questions promptly
Scott
Apr 01, 2022
Verified

Josh and Danielle were amazing. Super nice and easy to work with!
Shawn
Feb 25, 2022
Verified

First of all, Josh was incredibly intelligent and came up with a solution for my situation immediately whereas other mortgage brokers that I have spoken with weren’t even close to the solution he came up with. He made it extremely easy to go through the process. Furthermore, Danielle was amazing. Her follow-through and communication was awesome. She helped me correct an error on my credit score and got the company who made the error to provide the necessary paperwork to make the correction. I couldn’t even get a hold of the company and she made it happen!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #485408
I am authorized to do business in the states of Massachusetts and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # MLO485408; Rhode Island Licensed Lender;