I am dedicated to making the loan origination process a pleasant experience for my customers and referral partners. Education is key to the success of the transaction. I enjoy meeting my customers, learning what is important to them and their families, and structuring the transaction to fit their wants and needs. I look at each transaction, purchase, or refinance as a puzzle to be solved, easy or difficult; it is always fun to find the solution. 

I came to RMS with 40 years in the mortgage industry, and I am eager to continue my work at Guild Mortgage. In addition to a background in tax preparation and real estate sales, my mortgage experience includes work as a Branch Manager, Owner/President of a mortgage company from 1988-2010, and Owner of a mortgage company. A lifelong resident of West Chester, Chester County, PA, I have been very active in the local lending community as a member of the Pennsylvania Association of Mortgage Brokers (PAMB); National Association of Mortgage Brokers Institute, instrumental in developing program and training loan originators before the requirement imposed by the S.A.F.E. Act; Delegate Council Member 2008-2010, Board Member, Broker of the Year 2007-2008; named to the S.A.F.E. Act Mortgage Testing Committee 2009, 2010; and S.A.F.E. Act Trainer. In my free time, I enjoy skiing, bike riding, and travel.