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Rose Stancato

Senior Loan Officer

211 Welsh Pool Road, Suite 100, Exton, PA 19341
Phone:
(484) 713-1872 ext. 45672
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About Me

The Stancato Team is dedicated to making the loan origination process a pleasant experience for our customers and referral partners. Education is key to the success of the transaction. We enjoy meeting our customers, learning what is important to them and their families, and structuring the transaction to fit their wants and needs. We look at each transaction, purchase, or refinance as a puzzle to be solved; easy or difficult, it is always fun to find the solution. 

Rose joined Residential Mortgage Services (RMS) with 40 years in the mortgage industry.  In 2021 RMS merged with Guild Mortgage where the culture and common-sense approach to mortgage lending was a match. 

Each team member on Team Stancato brings skills that consistently evidence their value to the team.  Mathews (Fess) Stancato has been working is some aspect of mortgage lending with his mother, Rose, since he was in high school.  A graduate of the University of Pittsburgh, Mathews is married to Amy.  Together they have 4 children.  Mathews has become a leader for The Stancato Team.  He thinks outside the box for solutions.  His product knowledge, skill regarding structuring files and work ethic result in closed loans.   His creativity results in innovative marketing, enabling successful co-marketing campaigns with our partners.

Olga Henhoeffer has been with The Stancato Team since 2016.  Olga brings over 35 years of experience to the team.  Olga’s attention to detail gives the team the ability to issue pre-approvals with confidence.  Each file is carefully reviewed, making certain the product options presented to the borrower match their wants and needs.

Jen Wisniewski is the team processor.  Another detail-oriented person and a pleasure to work with, Jen dots all the I’s and t’s!  She works with our borrowers to present clean and complete files to underwriting, clear conditions and present to the closing department once the file is clear to close. 

 

Rose Stancato NMLS ID #101198

Matt Stancato NMLS ID#131894    

Olga Henhoeffer NMLS ID#133771

Jen Wisniewski is not a licensed originator.                                        

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Chloe
Aug 09, 2022
Verified

Guild Mortgage is the best. They walked us through the process step by step and we're readily available to answer any questions we had! A HUGE thank you to Rose and the team!
Kristina
May 31, 2022
Verified

Rose Stancato and her team are wonderful to work with and some of the best in the business! I'm always happy to see clients that choose them for Lending.
Francis
Aug 27, 2021
Verified

Great experience - friendly personal attention efficient and effective
Ann
Aug 19, 2021
Verified

RMS provided a professional closing service.
Emily
Aug 07, 2021
Verified
Residential Mortgage Services
The team responded quickly as soon as we emailed with questions and concerns. Rose and Olga were extremely helpful and worked well with our realtor. I would recommend RMS to others.
Emily
Aug 07, 2021
Verified
Residential Mortgage Services
The team responded quickly as soon as we emailed with questions and concerns. Rose and Olga were extremely helpful and worked well with our realtor. I would recommend RMS to others.

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NMLS ID #101198
I am authorized to do business in the states of Delaware, Florida, Maryland, New Jersey and Pennsylvania. Licensed by the N.J. Department of Banking and Insurance;