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Wilma Jaimes
Loan Officer NMLS# 2477005
698 12th St. SE, Suite 100, Salem, OR 97301
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Francisco This was my first time working with Wilma! She’s very responsible always on time to help when you need it! I definitely recommend her ! She’s a very nice person!!
Wilma helped us in the loan process to buy our house, she was always clear and explained each step in English and Spanish, she made sure that everything went well and it did! I recommend her 100%
This is the first time buying a house, thanks to Wilma's help, she made everything easy for us and I was surprised that she always responded to me even at night, I appreciate all her help and I recommend her 100%
This was my first time working with Wilma as the buyers agent, and she was amazing! Communication was great and overall the transaction was smooth and QUICK! I will 100% work with Wilma again!
NMLS ID #2477005
I am authorized to do business in the states of Oregon and Washington. OR ML-176;