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Carmen Babb – Guild Mortgage Lender

Carmen Babb

Sales Manager

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698 12th St. SE, Suite 100,
Salem, OR 97301
(503) 551-9690

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Phone:
(503) 551-9690
Mobile:
(503) 551-9690
Fax:
(503) 990-7057
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About me

With over 20 years of experience as a mortgage loan officer, Carmen Babb is dedicated to helping families in Salem, Oregon, achieve their homeownership dreams. Living in the country with her husband, Dave, their two children, Reagan and Nolan, and a lively household of four dogs and a cat, Carmen brings a personal touch to her professional expertise.

Carmen loves traveling, watching her kids play sports, and solving problems for her clients and community. She is a proud supporter of The Boys & Girls Club and Family Building Blocks, always seeking opportunities to help families thrive.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Carmen Babb

Sales Manager l NMLS #419088

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
5.0
5.0
4.91
5.0
Dakota
Mar 10, 2025
Dallas, OR
Verified

Carmen made everything so smooth and quick even responding to emails at 10pm on a Wednesday.
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Tyler
Mar 10, 2025
Salem, OR
Verified

Carmen was great to work with and made the home buying process extremly smooth. Its evident that she really cares about her clients and is always willing to take a call or answer a text at any time during the day. Overall I was very pleased with the service Carmen provided.
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Alexa
Mar 03, 2025
Salem, OR
Verified

Carmen was amazing during this proces. she helped me and my husband get through this without any problems and she graciously answered all of my questions (even if the answer may have been obvious) .
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Chloe
Feb 24, 2025
Albany, OR
Verified

THANK YOU! It was a pleasure working with you!
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Austin
Feb 18, 2025
Lebanon, OR
Verified

Carmen was incredibly helpful throughout the whole process!
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Connor
Jan 21, 2025
Sweet Home, OR
Verified

Very fortunate to have carmen and she was great and very informative on what the rates are and what we needed to close and never left us out not even in the slightest and was a joy to have her be part of the chaotic new build that i have purchased . Very grateful and thankful
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Awards

Causes & Memberships

member of Guild Giving
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NMLS ID #419088
I am authorized to do business in the states of Oregon and Washington. OR ML-176;