Name: About Our Guild Mortgage Salem Office at 698 12th St. SE
Address: 698 12th St. SE Suite 100, Salem, OR, 97301
Rating: 4.94

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Guiding You Home with Care and Expertise

Select from hundreds of loan products tailored to your needs

About me

With over 20 years of experience as a mortgage loan officer, Carmen Babb is dedicated to helping families in Salem, Oregon, achieve their homeownership dreams. Living in the country with her husband, Dave, their two children, Reagan and Nolan, and a lively household of four dogs and a cat, Carmen brings a personal touch to her professional expertise.

Carmen loves traveling, watching her kids play sports, and solving problems for her clients and community. She is a proud supporter of The Boys & Girls Club and Family Building Blocks, always seeking opportunities to help families thrive.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.94 out of 5.0 stars

5.0

4.91

5.0

Connor

Jan 21, 2025

Sweet Home, OR

Verified

Very fortunate to have carmen and she was great and very informative on what the rates are and what we needed to close and never left us out not even in the slightest and was a joy to have her be part of the chaotic new build that i have purchased . Very grateful and thankful

Dena

Jan 06, 2025

Salem, OR

Verified

Carmen was incredibly responsive and helpful.

Dena A

Jan 17, 2025

Verified

Carmen is incredible to work with, super responsive and an excellent communicator.

Wendy

Dec 23, 2024

Salem, OR

Verified

Carmen is always a pleasure to work with. When she is the lender I know that things will run as smooth as possible.

Cheryl

Dec 16, 2024

Dallas, OR

Verified

Please see initial comment 😊

Mat

Dec 16, 2024

Dallas, OR

Verified

Carmen is usually hits it out of the park. The best of the best! So grateful!

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NMLS ID #419088

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

Select from hundreds of loan products tailored to your needs

Carmen Babb

Sales Manager

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