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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.91
5.0
Wendy
Dec 23, 2024
Salem, OR
Verified

Carmen is always a pleasure to work with. When she is the lender I know that things will run as smooth as possible.
Cheryl
Dec 16, 2024
Dallas, OR
Verified

Please see initial comment 😊
Mat
Dec 16, 2024
Dallas, OR
Verified

Carmen is usually hits it out of the park. The best of the best! So grateful!
Max G
Dec 16, 2024
Verified

As a first time home buyer, Carmen not only helped answer the questions I had, but also fully elaborated on exactly what was happening, and included potential options as well. I feel that without Carmen's expertise, this process would have been much more difficult. Thank you a million Carmen!!!
Maximillian
Dec 16, 2024
Salem, OR
Verified

As a first time home buyer, Carmen not only helped answer the questions I had, but also fully elaborate on exactly what was happening, and included potential options as well. I feel that without Carmen's expertise, this process would have been much more difficult.
Chery
Dec 16, 2024
Verified

Carmen is the best loan officer I have ever known. Having worked in the lending industry myself, that is saying a lot! Our transaction on Carmen’s side was absolutely seamless, as I knew it would be. Guild is lucky to have her!

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member of Guild Giving
NMLS ID #419088
I am authorized to do business in the states of Oregon and Washington. OR ML-176;