Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Carmen Babb
Sales Manager NMLS# 419088
698 12th St. SE, Suite 100, Salem, OR 97301
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Renovation
Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
It was a long process to sell our house on the South Coast, before we could buy in Salem. Carmen was irreplaceable in her knowledge and response time when we needed to have questions answered to keep the process moving. Thank you, Carmen. 💜
The regular emails updating on what's happening on your end. I always appreciate them.
Overall great expirience!
Carmen and her team were very communicative throughout the whole process and were open to getting creative and trying different scenarios to make things work for us and our situation. When my in-laws decide to move, we'll be looking to connect them with Guild.
Working with Carmen is always a pleasure! Great communication and knowledge of the industry.
Super experience! Great communication and follow up.
NMLS ID #419088
I am authorized to do business in the states of Oregon and Washington. OR ML-176;