Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Carmen Babb
Sales Manager NMLS# 419088
698 12th St. SE, Suite 100, Salem, OR 97301
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Renovation
Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Carmen is a Pro!
Carmen's knowledge and continued communication throughout the transaction was excellent.
Superb performance!
I have known Carmen for a long time. She is exceptionally knowledgeable, knows how to solve potential lending issues before they happen, and is excellent to work with. There are no surprises when you are working with her.
We really appreciated the very attentive and caring attention we received at Guild Mortgage. Carmen truly cared that we received the help we needed to acquire our dream home.
Carmen Babb & Kyley Nishimura were amazing to work with!
NMLS ID #419088
I am authorized to do business in the states of Oregon and Washington. OR ML-176;