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About me

Hi, I am Ron Smith, and I am a loan officer here in Central Oregon with Guild Mortgage.  I was attracted to Guild Mortgage because they have a long-standing reputation for providing world class service to their customers and they have many products and downpayment assistance programs to support my clientele. 

Throughout my 33-year career as mortgage professional and before that a real estate broker, I have had a passion for helping first-time buyers and veterans realize their dream of homeownership.  I enjoy sharing my experience and knowledge with customers as an instructor for the various non-profit housing centers throughout Oregon, teaching continuing education classes for real estate professionals. 

My experience has been developed over the years from being a loan officer, branch manager, processing, and underwriting manager.  I am a certified Homebuyer Education Instructor, Freddie Mac Home Smart Instructor and a Military and Veteran Housing Instructor.

One accomplishment in my career I am proud of is that I received an award from the Governor of Oregon for helping the most people to buy a home with the Oregon Bond First Time Buyer Program.

When I am not helping people buy homes, I like to spend time with my family, visiting breweries in other states and fly fishing.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
5.0 out of 5.0 stars
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5.0
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5.0
Samantha J.
Oct 7, 2025
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Our loan officer was incredibly helpful throughout the entire process. He was always responsive, even outside typical bu...See more
Michael
May 2, 2025
Ron was very helpful and accommodating
Tiffany E.
May 5, 2025
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Ron was so helpful
Tiffany
May 5, 2025
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Ron was so helpful
Heidi D.
Apr 3, 2025
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It was a pleasure to work with Ron to serve our Homes for Heroes clients and be a part of their new chapter. Even with t...See more
Samantha
Apr 6, 2025
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Our great experience came from working with our loan officer, Ron. His knowledge of programs and opportunities hel...See more

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Awards

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Causes & Memberships

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NMLS ID #482199

I am authorized to do business in the state of Oregon. OR ML-176;

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