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About me

Hi, I am Ron Smith, and I am a loan officer here in Central Oregon with Guild Mortgage.  I was attracted to Guild Mortgage because they have a long-standing reputation for providing world class service to their customers and they have many products and downpayment assistance programs to support my clientele. 

Throughout my 33-year career as mortgage professional and before that a real estate broker, I have had a passion for helping first-time buyers and veterans realize their dream of homeownership.  I enjoy sharing my experience and knowledge with customers as an instructor for the various non-profit housing centers throughout Oregon, teaching continuing education classes for real estate professionals. 

My experience has been developed over the years from being a loan officer, branch manager, processing, and underwriting manager.  I am a certified Homebuyer Education Instructor, Freddie Mac Home Smart Instructor and a Military and Veteran Housing Instructor.

One accomplishment in my career I am proud of is that I received an award from the Governor of Oregon for helping the most people to buy a home with the Oregon Bond First Time Buyer Program.

When I am not helping people buy homes, I like to spend time with my family, visiting breweries in other states and fly fishing.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Heidi
Mar 24, 2025
La Pine, OR
Verified

Ron was responsive and creative and we were able to close exactly 30 days from the day he introduced me to our clients. Super smooth transaction!
Samantha
Mar 24, 2025
La Pine, OR
Verified

Our great experience came from working with our loan officer, Ron. His knowledge of programs and opportunities helped us, but just as important was having such a steady hand steering the ship. When you're going through such a huge moment in your life its nice to have. I highly recommen.
Heidi D
Mar 24, 2025
Verified

It was a pleasure to work with Ron to serve our Homes for Heroes clients and be a part of their new chapter. Even with the challenge of being in different time zones, Ron was responsive and creative when it came to meeting the clients' specific needs. I look forward to closing more deals with Ron!
Daniel
Mar 24, 2025
La Pine, OR
Verified

Ron was professional, Knowledgeable, and great at communicating.
Samantha J
Mar 24, 2025
Verified

Our loan officer was incredibly helpful throughout the entire process. He was always responsive, even outside typical business hours, and made sure everything stayed on track. He quickly addressed any issues that came up and guided us every step of the way. His deep knowledge of loan programs helped us get the best possible deal. We’re so thankful for his support — he truly helped lead us to our home!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #482199
I am authorized to do business in the state of Oregon. OR ML-176;