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The Diaz Dengsot Group is here for your home financing needs!

From down payment assistance to jumbo loans and more!

About me

Whether this is your first home or you’ve bought and sold a few in your day, navigating through the mortgage process takes time, work, and expertise. The Diaz Dengsot Group at Guild Mortgage has you covered. From a new home purchase to refinancing, the Diaz Dengsot Group is here to help with all of your home financing needs.

With 21 years experience in the financial services industry, I help my clients find mortgage solutions that meet their specific financial needs and goals. I hope to become your mortgage banker for life by providing great customer service, value and sound advice.

Having lived in Oregon for 35 years, I am pleased to help fellow Oregonians. In my free time, I like to enjoy all the great outdoor activities that our great state has to offer. I also bring a BS in Economics from the University of Oregon to my role here at Guild Mortgage.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Rayko Diaz

Loan Officer | NMLS #947125

rayko.diaz@guildmortgage.net

Beth McFadden

Transaction Coordinator

bmcfadden@guildmortgage.net

I am not a licensed loan officer.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.94 out of 5.0 stars

5.0

4.86

5.0

amanda n

Oct 08, 2024

Verified

Mac went above and beyond. I was offered great rates and communication couldn't have been better.

Amanda

Oct 07, 2024

Verified

Great rates, top-notch communication and everything went very smooth.

Cynthia

Oct 07, 2024

Verified

Mac was super supportive, always available, extremely knowledgeable and super personable.

Marcus R

Oct 07, 2024

Verified

Mac provided top services & advice for our transaction. Superior service!

Gregory

Sep 03, 2024

Verified

The process was straight forward and easy

Travis V

Sep 03, 2024

Verified

Mac and his team are great communicators and made sure the loan process went smoothly.

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Awards

Top Mortgage Lenders - Scotsman Guide 2024 Badge

Causes I'm
passionate about

NMLS ID #413563

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

From down payment assistance to jumbo loans and more!

Mac Dengsot

Mortgage Advisor

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