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Jacob Halsey

Jacob Halsey

Loan Officer

6650 SW Redwood Lane, Suites 330 & 350, Portland, OR 97224
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.99
Jacob H
Nov 10, 2023
Verified

Dear Discerning Dwellers and Aspiring Homeowners, Behold, Jacob Halsey of Academy Mortgage — the da Vinci of down payments, the Shakespeare of shrewd financing. Picture a financial fete where Jacob, draped in mortgage magnificence, orchestrates the ballet of buying homes with unparalleled finesse. In the labyrinth of loan logistics, Jacob dances through paperwork like a financial Fred Astaire, making mortgages feel like a frolic in a field of fiscal flowers. His wisdom, a vintage so fine it ages like the finest wine, renders the complexities of interest rates and terms mere child's play. Patience, thy name is Jacob! Amidst my barrage of questions, he wore the mantle of tranquility, unraveling mortgage mysteries with a wink and a metaphorical top hat. At Academy Mortgage, Jacob isn't just a consultant; he's a financial oracle, a guiding light through the foggy straits of property procurement. In summary, for a mortgage virtuoso, a fiscal fairy godfather, look no further than Jacob Halsey. The overture to your homeownership opera awaits his baton. Encore, Jacob! Encore!
Andrew
Oct 26, 2023
Verified

There was amazing communication to ensure us and to consistently update us through the process. As first time buyers it was a little daunting, but everything was laid out and explained to us to make sure we comprehended everything. Thank you Jacob and your team for a truly wonderful experience.
Barbara
Aug 18, 2023
Verified

Jacob Halsey was wonderful to work with. He patiently helped us get through the whole loan application process and answered any questions of confusion.
Jacob Hemstreet & Jon G
Jul 25, 2023
Verified

Jacob is great at communicating with all parties, and moving along the deal. He makes it happen!
Roberto
May 23, 2023
Verified

Very helpful when things needed to be explained. Great experience!
David
May 16, 2023
Verified

Jacob was great at getting back to us when we had questions. He was very informative throughout the whole process, and made us feel like we were working with a friend. We will definitely be looking to go through him when buying our next house.

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NMLS ID #2002509
I am authorized to do business in the states of Oregon and Washington. OR ML-176;