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Jim Bergevin

Jim Bergevin

Senior Loan Officer

4800 Meadows Rd, Suite 135, Lake Oswego, OR 97035
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
A.C.
Aug 12, 2022
Verified

Guild Mortgage is great and Jim Bergevin really went the extra mile to ensure everything would go well for me. I Appreciate him always answering my questions promptly and providing me with the guidance I needed to see things through. Thanks Jim! And thank you to everyone at Guild Mortgage.
Carole
Aug 12, 2022
Verified

Jim is a true professional. He managed my loan with ease was available and found the best rate / structure for my scenario. I would highly recommend Jim to anyone.
No
Aug 12, 2022
Verified

5 Star Review
Elizabeth
Nov 03, 2021
Verified

Jim was amazing! He was great to work with and kept in good contact throughout the whole process. Very quick and efficient! Couldn't have done our refi without him!!
A.C. C
Aug 18, 2021
Verified

Guild Mortgage is great and Jim Bergevin really went the extra mile to ensure everything would go well for me. I Appreciate him always answering my questions promptly and providing me with the guidance I needed to see things through. Thanks, Jim! And thank you to everyone at Guild Mortgage.
No N
Aug 17, 2021
Verified

Great CS.

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Awards

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Causes I'm
passionate about

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NMLS ID #101327
I am authorized to do business in the states of Oregon and Washington. OR ML-176;