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Alex Gardner

Alex Gardner

Sales Manager

115 NE A Street, Grants Pass, OR 97526
Own what matters
Own what matters

About Me

Home ownership is more than just owning land and a residence.  Home ownership provides stability, freedom, and the potential for building wealth.  My goal has always been to help anyone looking to buy a home feel informed, educated, and confident with the journey that they’ve entrusted to me.  I have been helping new and seasoned home buyers with their mortgage needs for ten years and am excited for more opportunities to help people reach their goals.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.94
4.99
Gloria
Mar 14, 2024
Verified

It has been a pleasure working with Guild Mortgage of Grants Pass and specifically Alex Gardner ,our Loan officer and his team, through the process of purchasing a home. Alex made the loan process as smooth as possible and was always there to answer any questions any time of the day whether through text, phone call or email. He was timely and went above and beyond explaining the details of the documents and processes since my husband and I had many questions since we are new homebuyers. Being able to sign all our documents electronically was a plus and made the process really smooth. If any documentation was required they emailed me right away and everything was taken care of on the spot! This has been the best experience working with Guild Mortgage and Alex and we will definitely work with them again in the future.
Lisa C
Feb 13, 2024
Verified

Alex worked tirelessly to make sure my loan process went smoothly. He even came to my house for our first meeting. I got an offer for my home with a contingency to be out in 30 days (during the holidays) and Alex was able to get me pre-approved for a home loan in 24 hours. When the seller wanted to close 2 days early, he managed that as well. I was able to close on the sale of my home and get into my new home within 30 business days. Incredible!
D.C. R
Dec 30, 2023
Verified

Alex Gardner at Guild Mortgage is absolutely amazing. We lost our loan 75 days into escrow with another lender and he was able to salvage it and finalize the deal in the 3 weeks. Through the whole step of the way he kept us informed of the process and how the loan works. We didn't have to send multiple documents in to him over and over like the other lender. We will definitely come to Alex for our next house. Thank you Alex for saving the deal on our new home.
Eva S
Dec 19, 2023
Verified

Guild mortgage company helped us get our new home, Alex Gardner was very helpful, he kept in contact with us the whole time. Thanks for making our dream come true.
Tyler M
Dec 19, 2023
Verified

Alex is a great mortgage lender. We've known him for many years and have recommended him several times to our friends and family. You can trust he will get the job done and do it on time. Keep up the good work!
Blake A
Dec 11, 2023
Verified

Alex has been extremely helpful through the process of purchasing a home. Regardless of the question posed to him, he answered respectfully and promptly with professional details in terms that made sense to me. It made the process smooth and effortless. Thank you Alex

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NMLS ID #915950
I am authorized to do business in the state of Oregon. OR ML-176;