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Kelly Baer

Loan Officer

397 SW Upper Terrace Dr., Suite 150, Bend, OR 97702
Own what matters

About Me

I’ve lived in Oregon for the last 34 years and in Bend for the last 20 of those.  I started in the mortgage industry when I moved to Bend and I’ve worked in a multitude of roles within the industry such as Loan Processor, Account Executive, Operations Manager and Loan Officer.  I love helping people achieve their goals of home ownership and building wealth through real estate.  I am a problem solver and have been known to find a solution to a problem when others can’t.  Outside of work, I love to spend time with my husband and two dogs, Lady and Peppa, as well as golf and enjoy the many lakes around Central Oregon.  

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Mar 04, 2023

Kelly was absolutely amazing on my last deal. She handled it all before I even had to ask. Closed on time and everyone was overjoyed. Highly recommend.
Feb 23, 2023

I will always use Kelly any time I buy a home. She knows what she is doing and makes sure you understand all the steps to getting a loan. Plus, I love her honesty. You will never regret using Kelly at Guild.
Nov 13, 2022

When the once-in-a-lifetime opportunity arose to buy our dream home the first call I made was to Kelly. I've known Kelly personally and professionally for 20 years. Having been in the mortgage business myself I knew our transaction was going to be COMPLEX! A simultaneous sale a complicated property and self employed borrowers. There was nothing cookie-cutter about our scenario. Kelly tackled every obstacle with tenacity and grit just as I expected she would. Our purchase closed on time and we are living in our dream home! No matter how difficult or simple your loan needs are Kelly gets the job done! We are forever grateful!
May 21, 2022

This is the second time I've worked with Kelly on a home loan and there's a reason I came back! She makes the process so easy and is always available to answer questions and do all she can to help. I couldn't ask for a better experience
May 02, 2022

In today's world of home buying it's hard it really is. Kelly Baer was there for my wife and I every step of the way. Weekends nights even when she was on vacation she was answering all are questions and my wife and I must have called her a hundred times. She had all the answers to question that sometimes we were not sure how to ask. It was so comforting knowing that Kelly had us. Thank you Kelly and the Guild mortage family. You took something hard and made it so much easier.
Mar 17, 2022

I have known Kelly since she was a kid so it was a no brainer to ask her to help me with this purchase. What I didn't realize was what an awesome young woman she's turned into. She is great at her job. I would recommend her to anyone in fact you'd be crazy not to have her help you buy a home. She listens to what you need and comes through with amazing results. Very professional and easy to talk to.

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NMLS ID #1241335
I am authorized to do business in the state of Oregon. OR ML-176;