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Helen Silfven

Helen Silfven

Loan Officer

397 SW Upper Terrace Dr., Suite 150, Bend, OR 97702
Own what matters
Own what matters

About Me

Helen is a Bend Local! If you are familiar with Bend that is a BIG deal. She has traveled around the country and landed back in Bend to raise her family and build her career. Helen has been in lending locally in Central Oregon for 8 + years. If you take the knowledge passed on to her by her mother Ellen, who was in the industry for 35 years, she is a true mortgage master.

Helen takes pride in guiding her clients from the first steps of pre-approval to the final day of funding and beyond. She finds endless joy in getting her clients into homes. Navigating home ownership is tricky and she will be with you every step of the way. Working with Helen will prove to be an exceptional experience and she is looking forward to meeting you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Annie
Sep 25, 2023
Verified

It felt exactly like cash with no contingencies. Thank you!
Margaret-Mary Murphy J
Sep 04, 2023
Verified

Helen at Guild Mortgage is incredible. She was on point, understood our situation, timely, knowledgeable, and available. Honestly, feel so lucky we got Helen, she is amazing.

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NMLS ID #1285945
I am authorized to do business in the states of California and Oregon. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;