Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Justin S Williams

Justin S Williams

Loan Officer

NMLS# 2030668

About me

I take pride in being a Mortgage Advisor in an area that I have lived in for 38 years and helping those in surrounding communities find the joy of homeownership! I am happily married to my wife of 13 years, and we have 3 beautiful kids along with 3 little dogs. Currently living in the Kettering area for the last 13 years but I grew up as a child in Miamisburg, so the Dayton area is an area I know all too well.

Fun fact about myself is that my wife and I were foster parents for over 5 years, which granted us our first two children through adoption. I am still actively involved with Montgomery County Children Services through a service that I started called “Comfort Cases”. This program fills backpacks with everyday essentials for all age and genders and allows kids to carry items in a nice backpack instead of a trash bag. This is something I hold near and dear to my heart in helping the youth in foster care located in Dayton, Ohio.

I have been a Mortgage Advisor for 5 years now and have a passion for getting loans to the closing table and families to get the keys to their dream home!

Contact me today to go over a mortgage analysis and get you and your family into the home of your dreams!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.82 out of 5.0 stars
Facebook logo
5.0
Experience logo
4.9
Google logo
4.4
Third party logo
4.9
Wayne H.
Nov 1, 2025
Google logo
Huge thanks to Justin — not just for being an incredible loan officer, but for being an even better friend. He’s been th...See more
Rachael F.
Oct 2, 2025
Google logo
The experience with Justin and Guild mortgage was amazing! Easy from start to finish with excellent communication.
Bradley F.
Oct 2, 2025
Google logo
Justin was great to work with. His dedication and communication was above and beyond! A+ experience! We 100% recommend...See more
Kathryn
Oct 2, 2025
Experience logo
The request was large and you over delivered
Wayne
Oct 7, 2025
Experience logo
I’ve known Justin for almost 20 years, and he’s always been loyal, honest, and dependable. Our closing experience was no...See more
Bradley
Oct 7, 2025
Experience logo
Justin was great to work with! I would have zero hesitation referring him to family and friends. A+ e...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #2030668

I am authorized to do business in the states of North Carolina and Ohio.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*