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Justin S Williams

Loan Officer

NMLS# 2030668

About me

I take pride in being a Mortgage Advisor in an area that I have lived in for 38 years and helping those in surrounding communities find the joy of homeownership! I am happily married to my wife of 13 years, and we have 3 beautiful kids along with 3 little dogs. Currently living in the Kettering area for the last 13 years but I grew up as a child in Miamisburg, so the Dayton area is an area I know all too well.

Fun fact about myself is that my wife and I were foster parents for over 5 years, which granted us our first two children through adoption. I am still actively involved with Montgomery County Children Services through a service that I started called “Comfort Cases”. This program fills backpacks with everyday essentials for all age and genders and allows kids to carry items in a nice backpack instead of a trash bag. This is something I hold near and dear to my heart in helping the youth in foster care located in Dayton, Ohio.

I have been a Mortgage Advisor for 5 years now and have a passion for getting loans to the closing table and families to get the keys to their dream home!

Contact me today to go over a mortgage analysis and get you and your family into the home of your dreams!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.84 out of 5.0 stars
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5.0
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4.9
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4.5
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4.9
Kellie
Dec 7, 2025
Cincinnati, OH
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Our loan officer, and friend, Justin, was absolutely phenomenal! He did an amazing job from start to finish, and we trul...See more
Kellie B.
Dec 6, 2025
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Our loan officer, and friend, Justin, was absolutely phenomenal! He did an amazing job from start to finish, and we trul...See more
Reyes
Nov 19, 2025
Franklin, OH
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fast and ease
Lora
Nov 18, 2025
Franklin, OH
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Justin worked hard on this deal! Client wasn't always super responsive and Justin always followed up to be sure docs wer...See more
Wayne H.
Nov 2, 2025
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Huge thanks to Justin — not just for being an incredible loan officer, but for being an even better friend. He’s been th...See more
Rachael F.
Oct 27, 2025
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The experience with Justin and Guild mortgage was amazing! Easy from start to finish with excellent communication.

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Awards

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Causes & Memberships

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NMLS ID #2030668

I am authorized to do business in the states of North Carolina and Ohio.

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