Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I take pride in being a Mortgage Advisor in an area that I have lived in for 38 years and helping those in surrounding communities find the joy of homeownership! I am happily married to my wife of 13 years, and we have 3 beautiful kids along with 3 little dogs. Currently living in the Kettering area for the last 13 years but I grew up as a child in Miamisburg, so the Dayton area is an area I know all too well.

Fun fact about myself is that my wife and I were foster parents for over 5 years, which granted us our first two children through adoption. I am still actively involved with Montgomery County Children Services through a service that I started called “Comfort Cases”. This program fills backpacks with everyday essentials for all age and genders and allows kids to carry items in a nice backpack instead of a trash bag. This is something I hold near and dear to my heart in helping the youth in foster care located in Dayton, Ohio.

I have been a Mortgage Advisor for 5 years now and have a passion for getting loans to the closing table and families to get the keys to their dream home!

Contact me today to go over a mortgage analysis and get you and your family into the home of your dreams!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Justin M
Apr 03, 2025
Verified

Justin went above and beyond for my wife and I in purchasing our new home. He executed a seamless and stress-free process and I would recommend him to anyone seeking an expert in the field. I could not be happier with our experience working with Justin!
Wayne M
Jan 13, 2025
Verified

I’ve known Justin Williams for nearly 20 years, and he’s always been someone I could trust—this held true during our home-buying process. Justin made everything seamless, guiding us every step of the way and working tirelessly to secure the best options for us. What stood out most was his genuine care; he treated our home purchase like it was his own. His expertise and responsiveness turned what could’ve been a stressful process into an enjoyable experience. If you’re looking for a loan officer who’s knowledgeable, dependable, and truly cares, Justin is the one. Thank you, Justin, for making this milestone so smooth and memorable!
Samantha Runway S
Jan 08, 2025
Verified

Justin is the best in the business. Not only does he get your loan through when you need it, he goes all the extra miles. I've asked him crazy things before in my home buying journey. Such as can you get me a loan for a house on an island only accessible by boat? He was able to figure it out. That and he watches your loan to make sure when the time is right to refinance, you get the best terms possible. You can't ask for a better choice both financially and for customer service!
Melinda K
Apr 22, 2024
Verified

Working with Justin, our mortgage loan officer, was an absolute pleasure. His professionalism and expertise made the entire process incredibly smooth. Justin's clear communication and attention to detail ensured that I felt confident every step of the way. I highly recommend Justin to anyone in need of a top-notch mortgage experience.
Brandon K
Apr 22, 2024
Verified

Justin provided an incredibly smooth and professional experience. His expertise made the entire process painless, and his clear communication ensured I understood every step along the way. I highly recommend Justin for anyone seeking a seamless home loan experience!
Kellie B
Mar 25, 2024
Verified

We recently used Justin for our home purchase and couldn't have been more pleased! From the first phone call to the closing table, Justin was absolutely wonderful! Justin was extremely reliable and always there to answer our questions, no matter how repetitive (sorry, Justin!) they were. Justin fought very hard for us and we are extremely grateful. If you are looking for a loan officer, I highly recommend using Justin, you won't be disappointed!

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #2030668
I am authorized to do business in the states of North Carolina and Ohio.