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Nicholas Helm

Nicholas Helm

Senior Loan Officer

901 N Green Valley Pkwy, Suite 200, Henderson, NV 89074
Own what matters
Own what matters

About Me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
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D M
Aug 29, 2023
Verified

Nick was awesome to work with in every way! He was always available to answer questions and worked hard to get us the best mortgage rate possible! The entire process went smoothly!
D M
Aug 29, 2023
Verified

Nick was awesome to work with in every way! He was always available to answer questions and worked hard to get us the best mortgage rate possible! The entire process went smoothly!
Robert
Aug 21, 2023
Verified

From inception of the contract to the closing, Guild Mortgage did a wonderful job - great transaction.
Cassandra
Aug 07, 2023
Verified

Transaction was speedy and smooth!
Perla D
Aug 01, 2023
Verified

We were lucky to find Nick on this buying process, we have being in both sides of the real state transactions for years and by far,He has being the most Knowledgeable, professional and dedicated Loan officer we have ever work with.We will definitely recommend him to all our friends and family hands down. You want the deal done! Contact Nicholas Helm. Perla & Chris
Michelle
Jul 17, 2023
Verified

Nick got the job done !!!

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Awards

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NMLS ID #1083499
I am authorized to do business in the states of California, Florida, Nevada and Utah. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;