About me

Hi, I'm Emma!

Born and raised in Las Cruces, New Mexico, I have deep roots in this wonderful community. In my free time, I enjoy creating art, visiting the farmers market, and spending quality time with friends and family.

As a dedicated mortgage loan officer at Guild, my number one goal is to ensure your happiness. With a strong commitment to understanding your unique needs, I am here to guide and support you through every step of the process. My passion for excellent service means you can trust me to provide the best solutions for your mortgage needs.

Feel free to contact me with any questions – I'm here for you!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #2615240

I am authorized to do business in the state of New Mexico.

Select from hundreds of loan products tailored to your needs

Emma Breeden

Loan Officer

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