Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Nicole Romero
Acquisition Logo

Nicole Romero

Loan Officer

6723 Academy Road NE, Albuquerque, NM 87109
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Diego M
May 02, 2024
Verified

Nicole is by far the most responsive Lender I have ever worked with. She is also a fighter for her clients. She will do anything in her power to make sure that her clients get the home they want and the best deal possible. 100% recommended!
Kyle “Lucky_rocker” H
Apr 30, 2024
Verified

Nicole was very helpful during the whole process. She was available anytime we had questions even after hours. She made sure we knew what we were doing and made it very easy for our first time applying for a loan.
Jay L
Apr 30, 2024
Verified

Buying a house for the first time was something I didn’t think was achievable right away, but Nicole’s help made the process go really well and she was very knowledgeable about how each step of the process worked. She made things less stressful and outlined all of the little details to ensure that we had everything ready for closing day. We really appreciate her help leading up to this amazing next step in our journey and we are very grateful for everything she has done.
Erika O
Apr 25, 2024
Verified

Buying our first home was very stressful but Nicole Romero made everything a little less nerve wreck . She was super helpful, kind, thoughtful and supportive. She answered any questions we had. She was also available for us when she was out of town which made us feel that we could really count on her. She went above and beyond. We are truly grateful with all her help!
Matthew
Jan 04, 2024
Verified

Nicole was amazing and kept us up to date throughout the entire process. There was never a time where we couldn't reach her or that we couldn't speak to her. She allowed us to get the most out of our home buying experience. She always met her deadlines and did a very good job keeping us on track. When it became stressful, she was there to ease our stress. She was a joy to work with and allowed us to realize our home owning dreams! Thank you Nicole!
Kristina C
Aug 15, 2023
Verified

Nicole is super helpful with everything, answers all your questions and will assist you till the very end to make sure you are happy with your purchase

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #2177238
I am authorized to do business in the state of New Mexico.