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Mia Aguilar
Loan Officer NMLS# 2105370
5941-a Jefferson Street NE, Albuquerque, NM 87109
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Testimonials
A HUGE thank you to Mia Aguilar at Guild Mortgage! Her exceptional advice, support, and availability when I needed it the most speaks volumes to her passion and knowledge in this industry. I would recommend her a thousand times over!!
Communication was good and we closed on time.
Mia is amazing and she always goes above and beyond for our clients. I love our working relationship and will continue to build it up!
Mia was so knowledgeable and easy to work with!!! She did an amazing job with our buyers showing them support and guidance through the process of purchasing their first home! Thank you Mia for everything!
Mia worked with us even though we had strange financial circumstances.
Mia is my go to lender. She is simply that good.
NMLS ID #2105370
I am authorized to do business in the state of New Mexico.