Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Melissa Elmazis

Melissa Elmazis

Loan Officer

5941-a Jefferson Street NE, Albuquerque, NM 87109
Own what matters
Own what matters

About Me

I'm your dedicated mortgage expert, licensed in the states of California, New Mexico, and Texas. With a seasoned team by my side, boasting over two decades of industry experience, I've become the go-to resource for respected clients and partners.

My mission is simple yet profound: to guide you through a home financing journey that's as unique as you are. Together, we'll tailor a home loan solution that aligns perfectly with your individual needs and aspirations.

My commitment is personalization. Imagine a mortgage application process that seamlessly combines efficiency and expertise, resulting in an experience that's not only smooth but also rewarding. Count on clear and consistent updates that keep you informed and empowered at every step of the exciting home purchase adventure.

As we approach the finish line, envision a closing process that's not only prompt but also comprehensive. I understand the significance of a home purchase, and that understanding drives my unwavering commitment to providing you with top-tier service throughout the entire journey. With a life rooted in SoCal, where I've raised a family of three children while being a dedicated wife, I'm not just a professional – I'm a fellow community member.

And when you choose to work with me, you're gaining more than a mortgage expert; you're partnering with someone who has deep family ties to New Mexico spanning generations. This connection adds a unique depth of insight and dedication to the distinct real estate landscape of the region.

Together, we embark on a journey of excellence that transforms dreams into realities. Let's forge ahead, where dedication, expertise, and an unwavering pursuit of excellence redefine the path to fulfilling homeownership ambitions.

Read Blog

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
5.0
Elizabeth
Jan 27, 2024
Verified

Now this woman right here is the best of the best not just my loan officer but also became a good friend been by my side emotionally in every aspect throughout this whole journey of buying my first home Melissa I appreciate all you did for me and my kids all your hard work and finally we have our own lil home 🥲🥹💜
Josh
Jul 21, 2023
Verified

I had an incredible experience with Melissa as my mortgage lender! She went above and beyond to help me throughout the entire process, making it smooth and stress-free. Melissa's knowledge and expertise in the industry were evident as she guided me with clarity and patience. She was always available to address any questions or concerns, ensuring I felt supported and informed at every step. Not only did Melissa excel as my mortgage lender, but her seamless collaboration with my realtor, Savannah Schaefer, was truly exceptional. The synergy between the two was evident from the start, and their teamwork made the entire home-buying process even more efficient and enjoyable. Melissa and Savannah communicated seamlessly, keeping me in the loop at all times and coordinating efforts to ensure everything fell into place perfectly. Their combined expertise and dedication made me feel confident and assured that I was in the best hands possible. Thanks to their fantastic partnership, I now have the home of my dreams, and I couldn't be happier with the outstanding service provided.
Linda
Jun 06, 2023
Verified

If you are thinking of purchasing a home I highly recommend Melissa Elmazis, Loan Officer with Guild Mortgage. I was given 3 names by my Agent Savannah Schaefer from Simply Real Estate ( which I highly recommend ) also. Melissa was the only one that answered her phone, on her way back from vacation. She pulled over and immediately ran numbers for me and answered all my questions. I got calls from the other two names that were given to me, but it was too late. Melissa had already started to work with me and had answered her phone. Through out the whole process she has picked up everytime I have called with questions and made every effort to make things go as smoothly as possible. I highly recommend Melissa Elmazis with Guild Mortgage.
Elizabeth
Jan 29, 2024
Verified

Melissa went above and beyond for me and my family.
Teresa
Dec 11, 2023
Verified

Melissa always answers me good or bad news she handles her buisness very well
Teresa
Dec 11, 2023
Verified

Melissa Elmazis

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #2073467
I am authorized to do business in the states of California, New Mexico and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;