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Todd Young

Sales Manager

NMLS# 148654

60 Haddonfield - Berlin Road, Suite 1,
Cherry Hill, NJ 08034

(609) 509-0063

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Outside of work, I cherish spending quality time with my family. We love enjoying the sunny days at the Jersey Shore in the summer, hitting the slopes at various ski destinations in the winter, and cheering on my daughter at her sports activities. These moments with my family are incredibly important to me and provide a wonderful balance to my professional life.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Reverse Mortgage loan

If you're retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.

4.95 out of 5.0 stars

4.9

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Shannon

Nov 2, 2025

Todd was amazing from start to finsh. The communication was open and it was such an easy, transaction. This made the pro...See more

Robert

Oct 6, 2025

Superior customer service and communication

Terri

Oct 6, 2025

I've worked with Todd Young at Guild Mortgage a few times now and have had a great experience. He's been prompt at respo...See more

Esther

Sept 7, 2025

I had the pleasure of working with Todd, and I can confidently say he is one of the best mortgage officers I have encoun...See more

Essy S.

Sept 4, 2025

I had the pleasure of working with Todd, and I can confidently say he is one of the best mortgage officers I have encoun...See more

Erin

Sept 5, 2025

Todd was awesome to work with. From start to finish he was on Top of everything. His communication was...See more

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Causes & Memberships

NMLS ID #148654

I am authorized to do business in the states of Delaware, Florida, New Jersey and Pennsylvania. Licensed by the N.J. Department of Banking and Insurance;