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Todd Young

Todd Young

Sales Manager

60 Haddonfield - Berlin Road, Suite 1, Cherry Hill, NJ 08034
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Jessica
Apr 05, 2024
Verified

Todd is always a pleasure to work with. He is attentive and responsive in every interaction. Todd has made my home buying experience effortless and it is a true joy working with him.
Angela
Aug 12, 2023
Verified

Thank you Todd for making this time around much smoother and less stressful. You were great!
Tony
May 08, 2022
Verified

Todd Young and the Guild Mortgage loan processing team were engaged responsive and guided us throughout the entire loan process while navigating us to the mortgage loan closing finish line. Would definitely recommend Todd Young
Bret
Apr 08, 2022
Verified

Todd Young was Aces from start to finish. Wether your looking to re-finance your current loan purchase a new home or rehabbing your house Todd is the go to person for your loan needs. I would not hesitate to contact him again in the future!! Thank you again Todd.
Frank
Apr 08, 2022
Verified

A job from start to finish.
Beth
Mar 21, 2022
Verified

The process of home refi can be challenging and stressful. With the staff and manager at Guild Mortgage company took all the worries out of the equation. It took 1 phone call to Todd Young and we off and running. We got the best rates available to us with the market in such term oil. If you want a streamlined stress free refi process I would recommend Guild Mortgage Company. Thank you very much!!

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NMLS ID #148654
I am authorized to do business in the states of Delaware, Florida, New Jersey and Pennsylvania. Licensed by the N.J. Department of Banking and Insurance;