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Select from hundreds of loan products tailored to your needs

Gretchen Curtice

Gretchen Curtice

Loan Officer

4001 Barrett Drive, Suite 101, Raleigh, NC 27609
Own what matters
Own what matters

About Me

Thank you for taking the time to visit my page! I am truly passionate about what I do for a living. At the core of my work philosophy is the belief that I am here to offer peace of mind throughout the homebuying journey. It's incredibly fulfilling for me to help individuals achieve their dream of homeownership, whether it's their first or tenth. Building connections and nurturing relationships while earning trust is invaluable to me. Understanding my clients' priorities during this process, as well as their future financial aspirations, is where I direct my energy. This ensures that our partnership for life. As a native of NC, my dedication stems from my love for my two amazing kids. I work hard for them and will work hard for you!

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
May 07, 2021
Verified

Gretchen and her team were awesome. They went way above and beyond. This is our third home we have purchased and this has been by far the easiest experience. Gretchen was awesome at keeping us updated every step of the way.
Dwayne
Jun 15, 2020
Verified

Gretchen and her team were great to work with. Competitive rates, professional service, friendliness, and attentiveness to my needs will keep me coming back to work with her.
kristen0271
May 28, 2020
Verified

The refinance process was excellent. I give all the credit to Gretchen Barbee, our loan officer. She is pleasant, extremely responsive, knowledgable about the loans, and incredibly professional. We have closed on many home loans in the past and Gretchen is by far, the best! I plan to refer both my family and friends to Gretchen.
Kofi
Apr 08, 2020
Verified

As a first time buyer and someone who was in his busy time at work, I can't say enough how great it was to have Gretchen as my mortgage lender. At first, I was nervous to not have someone I know be my mortgage lender, but she made a great first impression with not only me but my out of state friend who is a mortgage lender. Gretchen was great at answering my "stupid" (my words, hers) questions and made sure to keep me updated with everything.
Glen
Mar 18, 2020
Verified

Gretchen is amazing! She made my loan closing so easy and simple. She always kept me up to date on the status of my loan. I highly recommend Gretchen!

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NMLS ID #1105565
I am authorized to do business in the states of Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org);