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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Thank you for taking the time to visit my page! I am truly passionate about what I do for a living. At the core of my work philosophy is the belief that I am here to offer peace of mind throughout the homebuying journey. It's incredibly fulfilling for me to help individuals achieve their dream of homeownership, whether it's their first or tenth. Building connections and nurturing relationships while earning trust is invaluable to me. Understanding my clients' priorities during this process, as well as their future financial aspirations, is where I direct my energy. This ensures that our partnership for life. As a native of NC, my dedication stems from my love for my two amazing kids. I work hard for them and will work hard for you!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.95
5.0
Chris
Dec 16, 2024
Clarksville, TN
Verified

This was my first transaction with Gretchen Curtice. I am impressed with her professionalism and communication. I woud not hesitate recommending her to future clients.
Robin B
Dec 20, 2024
Verified

Gretchen worked tirelessly on a difficult transaction for my client. She got us to the closing table on time and her communication throughout was excellent. I highly recommend her services.
Robin
Dec 16, 2024
Carolina Beach, NC
Verified

Gretchen was tasked with a diffuclt loan for my client. She worked tirelessly to get us to the closing table inspiute of the challenges she faced. Her communication throughout the process was impecable. I highly reccommend working with Gretchen.
Alexander
Dec 16, 2024
Clarksville, TN
Verified

Gretchen did a phenomenal job throughout the process. She was a great communicator .
Amy P
Dec 17, 2024
Verified

Gretchen made sure the loan was process went smoothly. Much appreciated.
Robin
Nov 26, 2024
Charlottesville, VA
Verified

All went smoothly.

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NMLS ID #1105565
I am authorized to do business in the states of Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);