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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Thank you for taking the time to visit my page! I am truly passionate about what I do for a living. At the core of my work philosophy is the belief that I am here to offer peace of mind throughout the homebuying journey. It's incredibly fulfilling for me to help individuals achieve their dream of homeownership, whether it's their first or tenth. Building connections and nurturing relationships while earning trust is invaluable to me. Understanding my clients' priorities during this process, as well as their future financial aspirations, is where I direct my energy. This ensures that our partnership for life. As a native of NC, my dedication stems from my love for my two amazing kids. I work hard for them and will work hard for you!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.95
5.0
Robin
Nov 26, 2024
Charlottesville, VA
Verified

All went smoothly.
Alexandra M
Nov 14, 2024
Verified

Gretchen is amazing. We had worked with her on a previous loan and will always go through her again, so brought her and her fabulous team in for our latest loan. Super responsive, super knowledgeable, and always willing to figure out gnarly situations. We can't recommend her enough!
Jessica
Nov 12, 2024
Raleigh, NC
Verified

Gretchen and her team were incredible to work with! They were very communicative and thoroughly walked my client through all of her loan options. They even took the time to attend the closing with my buyer. I highly recommend Gretchen Curtice and Guild Mortgage for your home loan needs!
Jane Z
Nov 12, 2024
Verified

Gretchen is great! Answered all my questions. Easy to reach her by text and email. I highly recommend her.
Jane
Nov 12, 2024
Raleigh, NC
Verified

Because Gretchen was great to work with. She was always ava when i had questions (even on the weekends). She made the process run sm from start to finish.
Diana K
Nov 06, 2024
Verified

Excellent service and processes.

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NMLS ID #1105565
I am authorized to do business in the states of Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);