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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

My name is Melissa Clement and I have been a Licensed Mortgage Loan Officer since January 2014. I am the spouse of a Retired Marine with over 20 years of active duty service, and our family has experienced multiple military PCS moves. 


Through my highly motivating and ambitious attitude, I am able to alleviate the many stresses of buying or refinancing a home to ensure a smooth transaction. Being a Mortgage Loan Officer who has great communication and the ability to explain complex information in a simplified way is what I provide to each of my clients and/or Realtor business partners. I have met many families who arrive to the area with a moving truck and nowhere to live. This is where I thrive in asking the pertinent questions to ensure a seamless mortgage transaction for an expedited closing. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.94
5.0
Samuel C
Feb 04, 2025
Verified

These guys were awesome. Made this whole stressful home buying experience much more relaxing and they answered all my dumb new home buyer questions. Ebonee and Melissa are the shit!
Samuel
Feb 03, 2025
New Bern, NC
Verified

You guys made this whole experience pain free and answered all my dumb questions
Tatiana L
Jan 27, 2025
Verified

Melissa has always been a pleasure to work with. She has always answered any question I had or found an answer quickly. I am looking forward to working with her again.
Tatiana
Jan 21, 2025
New Bern, NC
Verified

Melissa has always been a pleasure to work with. She has always answered any question I had or found an answer quickly. I am looking forward to worig with her again.
Michael P
Jan 07, 2025
Verified

Melissa is amazing. She guides you through each phase of the process and seriously think this was the easiest purchase ever. Thank you Melissa.
Michael
Jan 06, 2025
Maysville, NC
Verified

Melissa is a great person that helps you through the process

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1114722
I am authorized to do business in the state of North Carolina.