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About me

My name is Melissa Clement and I have been a Licensed Mortgage Loan Officer since January 2014. I am the spouse of a Retired Marine with over 20 years of active duty service, and our family has experienced multiple military PCS moves. 


Through my highly motivating and ambitious attitude, I am able to alleviate the many stresses of buying or refinancing a home to ensure a smooth transaction. Being a Mortgage Loan Officer who has great communication and the ability to explain complex information in a simplified way is what I provide to each of my clients and/or Realtor business partners. I have met many families who arrive to the area with a moving truck and nowhere to live. This is where I thrive in asking the pertinent questions to ensure a seamless mortgage transaction for an expedited closing. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.88
5.0
Michael P
Jan 07, 2025
Verified

Melissa is amazing. She guides you through each phase of the process and seriously think this was the easiest purchase ever. Thank you Melissa.
Mike P
Jan 06, 2025
Maysville, NC
Verified

Thank you Melissa for such a wonderful experience. This was the easiest purchase ever. No headaches on this purchase all thanks to Melissa. Thank you again Melissa. You’re amazing. Hopefully this year the rates will go down so we can refinance this as I will be using your team.
Heather W
Dec 23, 2024
Verified

Working with Mellissa Clement and her team at Guild Mortgage was an extremely pleasant experience . from application to closing , everything went seamlessly. I will recommend Mellissa and Guild Mortgage to my friends , family and associates.
Heather
Dec 23, 2024
Jacksonville, NC
Verified

Mellissa and Ebonee were so efficient , knowledgeable and pleasant to work with . I will define recommend Mellisa & Guild mortgage to others .
Brian
Dec 23, 2024
Jacksonville, NC
Verified

Constant communication and diligent service made the transaction a breeze.
Heather W
Dec 22, 2024
Jacksonville, NC
Verified

Buying a home can be emotional & stressful. Mellissa and her team were so caring & thorough in explaining each step of the process. They responded to all of my many questions so quickly .The video updates from Guild were also such a nice Touch. While the experience had a very personal vibe from everyone involved , the professionalism was outstanding & Guild mortgage seems to run like a well oiled machine. This was a seamless process.I will definitely recommend Melissa & Guild to friends , family and associates. 10 out of 10 experience

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1114722
I am authorized to do business in the state of North Carolina.