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About me

My name is Melissa Clement and I have been a Licensed Mortgage Loan Officer since January 2014. I am the spouse of a Retired Marine with over 20 years of active duty service, and our family has experienced multiple military PCS moves. 


Through my highly motivating and ambitious attitude, I am able to alleviate the many stresses of buying or refinancing a home to ensure a smooth transaction. Being a Mortgage Loan Officer who has great communication and the ability to explain complex information in a simplified way is what I provide to each of my clients and/or Realtor business partners. I have met many families who arrive to the area with a moving truck and nowhere to live. This is where I thrive in asking the pertinent questions to ensure a seamless mortgage transaction for an expedited closing. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Brendan K
Oct 30, 2024
Verified

My wife and I recently had the pleasure of working with Melissa for our loan, and I can confidently say that the experience was outstanding. From the very beginning, Melissa and her team were incredibly knowledgeable and took the time to explain every step of the process. Her professionalism and attention to detail made me feel secure and informed.What truly stood out was her responsiveness. No matter how many questions I had, Melissa and her team were always available to provide answers and guidance. She made what can often be a stressful process feel smooth and manageable.I highly recommend Melissa to anyone in need of a home loan. Her dedication and expertise truly set her apart!
Michelle
Aug 09, 2024
Verified

Melissa came recommended to us by our realtor, and we chose to work with her even though we could have gotten a quarter percent lower interest with a different lender, simply because she was SO great as soon as we made contact with her. Not only was she responsive and professional, no question was silly, and she went above and beyond to make sure we had all of our questions answered. I've never met anyone in the mortgage industry who I've enjoyed working with more. If you have any doubts, you can be sure that going with Melissa and her wonderful team will be the best choice!
Lindaguthriehorn
Jun 20, 2024
Verified

Definitely choose Melissa and her team for your next home purchase! Melissa's work ethic, professionalism and knowledge is unapparelled! I cannot even begin to outline all the benefits of working with Melissa and her team - always on time and accurate, she has a wealth of knowledge and was so patient and helpful, ensuring we had ALL necessary, pertinent information. I cannot say enough about how seamlessly her team worked though our mortgage paperwork, never missing a step, and keeping us up-to-date and informed at every step of the way. They made it easy! Thank you so much for your hard work and help to get us to closing on time!
Ugafarley86
May 17, 2024
Verified

Melissa Clement was a joy to work with. She made everything very easy and I would definitely work with her again. She kept me informed every step of the way.
T. B
Apr 04, 2024
Verified

Melissa was such an integral part of my home buying process - she really was such a pleasure to work with. As a first time home buyer, I was so new to all the terms and the overall process. Melissa simplified the process and didn’t hesitate to get on the phone and explain everything to me regarding pre-approval, pre-qualification and so on. I felt so reassured because of how personable and professional Melissa is. I had extreme confidence in my decisions every step of the way. I’m happy to say that we closed on a house and the experience couldn’t have been more gratifying. Thank you Melissa!
Maddygsmith3
Apr 03, 2024
Verified

our experience working with melissa was nothing short of wonderful. she kept us informed and made the process of buying our home extremely pleasant!!!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1114722
I am authorized to do business in the state of North Carolina.