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About me

My name is Melissa Clement and I have been a Licensed Mortgage Loan Officer since January 2014. I am the spouse of a Retired Marine with over 20 years of active duty service, and our family has experienced multiple military PCS moves. 


Through my highly motivating and ambitious attitude, I am able to alleviate the many stresses of buying or refinancing a home to ensure a smooth transaction. Being a Mortgage Loan Officer who has great communication and the ability to explain complex information in a simplified way is what I provide to each of my clients and/or Realtor business partners. I have met many families who arrive to the area with a moving truck and nowhere to live. This is where I thrive in asking the pertinent questions to ensure a seamless mortgage transaction for an expedited closing. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Heather
Dec 23, 2024
Jacksonville, NC
Verified

Mellissa and Ebonee were so efficient , knowledgeable and pleasant to work with . I will define recommend Mellisa & Guild mortgage to others .
Brian
Dec 23, 2024
Jacksonville, NC
Verified

Constant communication and diligent service made the transaction a breeze.
Phillip Y
Dec 20, 2024
Verified

The loan team worked hard to lower my rate and just the super friendly but professional manner that everything was handled
Phillip
Dec 16, 2024
New Bern, NC
Verified

The loan team worked hard lower my rate and just the super friendly but professional manner that everything was handled
Katherine
Dec 16, 2024
New Bern, NC
Verified

It was a very smooth transaction.
Rowland
Dec 16, 2024
New Bern, NC
Verified

As the listing agent on the property, I saw that the communication was fantastic. I appreciate that quite a bit. Katie L

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1114722
I am authorized to do business in the state of North Carolina.