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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

My name is Melissa Clement and I have been a Licensed Mortgage Loan Officer since January 2014. I am the spouse of a Retired Marine with over 20 years of active duty service, and our family has experienced multiple military PCS moves. 


Through my highly motivating and ambitious attitude, I am able to alleviate the many stresses of buying or refinancing a home to ensure a smooth transaction. Being a Mortgage Loan Officer who has great communication and the ability to explain complex information in a simplified way is what I provide to each of my clients and/or Realtor business partners. I have met many families who arrive to the area with a moving truck and nowhere to live. This is where I thrive in asking the pertinent questions to ensure a seamless mortgage transaction for an expedited closing. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.96
5.0
Latesha
May 05, 2025
Jacksonville, NC
Verified

It was a pleasure working with you and your team.
Percell k
May 06, 2025
Verified

Referring to anyone who are looking for a loan.
Percell
May 05, 2025
Jacksonville, NC
Verified

Melissa was knowledgeable and caring about my decisiona. She helped me prepare for my loan application.
Arriel
Apr 28, 2025
Jacksonville, NC
Verified

Patient with questions, very communicative but not overwhelmingly so. Concise and succint telephone conversations. Provided organized documentation that was well formatted and easy to understand.
Spencer C
Mar 25, 2025
Verified

Great service, excellent communication and attention to detail with clients. Stands up for clients, and ensures proper communication through our the buying and financing process.
Spencer
Mar 24, 2025
Beaufort, NC
Verified

Personal touch by Melissa after a ambiguous text

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1114722
I am authorized to do business in the state of North Carolina.