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Melissa Clement

Melissa Clement

Loan Officer

1014 Henderson Dr, Jacksonville, NC 28540
Own what matters
Own what matters

About Me

My name is Melissa Clement and I have been a Licensed Mortgage Loan Officer since January 2014. I am the spouse of a Retired Marine with over 20 years of active duty service, and our family has experienced multiple military PCS moves. 


Through my highly motivating and ambitious attitude, I am able to alleviate the many stresses of buying or refinancing a home to ensure a smooth transaction. Being a Mortgage Loan Officer who has great communication and the ability to explain complex information in a simplified way is what I provide to each of my clients and/or Realtor business partners. I have met many families who arrive to the area with a moving truck and nowhere to live. This is where I thrive in asking the pertinent questions to ensure a seamless mortgage transaction for an expedited closing. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
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Andy
Apr 13, 2024
Verified

I waltz into the office unexpectedly and was welcomed with grace by Melissa. She maintained the professionalism that you would want for someone in her position. I couldn't have asked for an easier process than I had. Her team kept me abreast throughout the whole ordeal. Very caring and very detailed. Took the time to dispel any notation or doubt that I brought. Can't wait to work with her in my future project.
T. B
Apr 04, 2024
Verified

Melissa was such an integral part of my home buying process - she really was such a pleasure to work with. As a first time home buyer, I was so new to all the terms and the overall process. Melissa simplified the process and didn’t hesitate to get on the phone and explain everything to me regarding pre-approval, pre-qualification and so on. I felt so reassured because of how personable and professional Melissa is. I had extreme confidence in my decisions every step of the way. I’m happy to say that we closed on a house and the experience couldn’t have been more gratifying. Thank you Melissa!
maddygsmith3
Apr 03, 2024
Verified

our experience working with melissa was nothing short of wonderful. she kept us informed and made the process of buying our home extremely pleasant!!!
Ronnie&Niki
Mar 02, 2024
Verified

Everything was smooth with the loan and she kept us informed on everything. Highly recommend Melissa. I will definitely use her again for any loan applications while in NC.
stuartlk
Feb 29, 2024
Verified

Extremely helpful! Went above and beyond our expectations. Was willing to communicate at non standard hours. Would recommend this lender to anyone I know!
Rye S
Feb 29, 2024
Verified

Very easy process and even managed to close early and get a way lower interest rate. Everything was communicated effectively and the team really took the time to answer any questions.

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Awards

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Causes I'm
passionate about

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NMLS ID #1114722
I am authorized to do business in the state of North Carolina.