About me

Welcome! I’m Francis Bristol, your dedicated mortgage loan officer serving Butte and the broader SW Montana community. Since moving here from Australia in 2015, I’ve fallen in love with the people and the beautiful landscapes that surround us.

With a professional background in agriculture and business, I have extensive experience in helping small communities flourish. My goal is to make the home buying process as smooth and stress-free as possible for you. Whether you’re a first-time homebuyer, looking to refinance, or interested in investment properties, I can assist with all types of mortgages.

When I’m not working, you’ll find me enjoying the great outdoors with my family. I love skiing, golfing, and staying active in our community. My partner, our 5-year-old daughter, two dogs, and a cat keep life lively and full of joy.

I’m here to help you navigate the mortgage process and find the best solutions for your needs. Let’s work together to make your homeownership dreams a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #2567742

I am authorized to do business in the state of Montana. Branch NMLS ID 2342421;

Select from hundreds of loan products tailored to your needs

Francis Bristol

Loan Officer

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