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Charlsey Clone
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Charlsey Clone

Loan Officer

116 N Bozeman Ave, Suite 100a, Bozeman, MT 59715
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Krystol B
Oct 06, 2022
Verified

Charlsey is amazing! She was extremely helpful and friendly. She helped make my home buying process easy and also go very smoothly. I highly recommend using her for your home buying needs.
William
Aug 01, 2022
Verified

Very good people to work with, great experience
Debbie S
Mar 12, 2022
Verified

Charlsey was so friendly and helpful!! She made the whole experience fun and easy!!!
Caitlin
Dec 27, 2021
Verified

Cherry Creek, especially Charlsey were incredible during our house-buying process. She was so patient and informative with us. All my questions were answered when I didn’t understand something and I’m still amazed with how straightforward and simple it felt to buy a house.
Patrick W
Oct 28, 2021
Verified

Charlsey was super efficient and got me to closing in record time. She was great!
Kaleb F
Sep 07, 2021
Verified

Charlsey was an amazing loan officer! She was super friendly and explained everything very well throughout the whole process. She made the whole process very simple for me, I would highly recommend her and Cherry Creek Mortgage!

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NMLS ID #1893603
I am authorized to do business in the states of Michigan and Montana. Branch NMLS ID 2473861;