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Gabe Caraway

Gabe Caraway

Loan Officer

573 Highway 51 North, Suite C, Ridgeland, MS 39157
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
5.0
4.91
Bobby
May 02, 2024
Verified

Thank you, Gabe for all your help. Hope to need you again in the near future. The experience with you was great.
Dustin
Apr 24, 2024
Verified

Very quick response times and very knowledgeable.
Reagan
Apr 24, 2024
Verified

Great work! So glad to have Gabe help my family find our home.
Courtney
Apr 24, 2024
Verified

Couldn’t have asked for a better Loan Officer! No stressing, it was a breeze! We just want to thank you for everything! You were great!!
LaTondra
Apr 24, 2024
Verified

I had a wonderful experience working with Gabe! He was so helpful and answered all of my questions. Being a first time homebuyer, I had a lot of questions, but he was very patient and understanding throughout the entire process.
Dorothy
Apr 24, 2024
Verified

Mr. Caraway helped us so much! We had no idea what we were doing as we went into the home buying process, but he simplified things for us to easily understand and grasp. There were a few bumps along the way (nothing he did) and he worked right on through those problems like it was nothing! We wouldn’t rather have worked with anyone else!

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NMLS ID #1801527
I am authorized to do business in the states of Alabama, Mississippi and Tennessee. Licensed by the Mississippi Department of Banking and Consumer Finance;