Tod Cotman

Great Experience!

The process was extremely easy. We truly loved the videos explaining our progress. Tod Cotman and his team were very professional and knowledgeable throughout.

Tod was great

Tod is amazing at what he does! Knowledgeable and in constant communication!

Navigating a home loan in 2025’s volatile mortgage market isn’t easy—especially with a new build. These homes are often under contract for extended periods while construction is completed, meaning variables like interest rates, loan requirements, and buyers’ financial situations can change significantly. My buyers chose Tod Cotman as their lender based on Elliott Homes’ recommendation, and when unexpected challenges arose, there was a point they thought they wouldn’t be able to pull it off. But Tod didn’t give up—he thought outside the box, got creative, and ultimately resurrected the deal to get them to the closing table. Buying a home is one of the biggest investments a person can make, and emotions run high throughout the process. Tod’s dedication and expertise made all the difference, and now my clients are happy homeowners. Highly recommend!

Great communication