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Tod Cotman
Senior Loan Officer l USAF Veteran
NMLS# 658279
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews.
4.62 out of 5.0 stars
5.0
5.0
4.4
Velma
Nov 3, 2025
Tod and his team did an outstanding job processing myclient's loan. Their consistent communication was exactly what ever...See more
Sheena
Nov 6, 2025
Very prompt, never had to question anything they said or asked. Very transparent and helpful
John
Nov 6, 2025
Tod did exactly what he said - I told him how much i wanted to pay, how much down payment & what the ma...See more
Minnie
Oct 2, 2025
They took care of business and were very helpful through the process.
Victoria
Oct 2, 2025
Tod Cotman was extremely helpful and kind, keeping us well-informed throughout the entire process
Louis
Oct 2, 2025
Smoothest process and incredible service. Tod and his team went above and beyond to make this process enj...See more
NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;


