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Tod Cotman

Senior Loan Officer l USAF Veteran

NMLS# 658279

About me

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.62 out of 5.0 stars
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5.0
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5.0
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4.4
Velma
Nov 3, 2025
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Tod and his team did an outstanding job processing myclient's loan. Their consistent communication was exactly what ever...See more
Sheena
Nov 6, 2025
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Very prompt, never had to question anything they said or asked. Very transparent and helpful
John
Nov 6, 2025
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Tod did exactly what he said - I told him how much i wanted to pay, how much down payment & what the ma...See more
Minnie
Oct 2, 2025
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They took care of business and were very helpful through the process.
Victoria
Oct 2, 2025
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Tod Cotman was extremely helpful and kind, keeping us well-informed throughout the entire process
Louis
Oct 2, 2025
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Smoothest process and incredible service. Tod and his team went above and beyond to make this process enj...See more

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NMLS ID #658279

I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;

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