Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Tod Cotman
Senior Loan Officer l USAF Veteran
NMLS# 658279
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
home equity insights
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
They took care of business and were very helpful through the process.
Tod Cotman was extremely helpful and kind, keeping us well-informed throughout the entire process
Smoothest process and incredible service. Tod and his team went above and beyond to make this process enjoyable and easy. I would highly recommend Tod and the Guild team.
Tod is awesome to work with!
I received good guidance in what I needed to do. Electronic signing and clear directions streamlined the process, making it quick and easy to get paperwork done.
Tod was very easy to work with.
NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance; 
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!