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Tod Cotman
Senior Loan Officer l USAF Veteran
NMLS# 658279
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.58 out of 5.0 stars
4.9
5.0
4.4
Minnie
Oct 2, 2025
They took care of business and were very helpful through the process.
Victoria
Oct 2, 2025
Tod Cotman was extremely helpful and kind, keeping us well-informed throughout the entire process
Louis
Oct 2, 2025
Smoothest process and incredible service. Tod and his team went above and beyond to make this process enj...See more
Nancy
Oct 2, 2025
Tod is awesome to work with!
Valerie
Aug 1, 2025
I received good guidance in what I needed to do. Electronic signing and clear directions streamlined the process, makin...See more
Rhonda
Aug 7, 2025
Your friendly
NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;