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Tod Cotman
Senior Loan Officer l USAF Veteran
NMLS# 658279Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.7 out of 5.0 stars




Nancy
Mar 24, 2025
Biloxi, MS

Verified
Tod is great to work with and always has the best interest of the borrower in mind!
Richard
Mar 17, 2025
Biloxi, MS

Verified
Todd was very knowledgeable. He made sure he answered and took care of any concerns I had, without hesitation.
Shumarcus
Mar 10, 2025
Elberta, AL

Verified
Great Experience!
Willie
Mar 03, 2025
Gulfport, MS

Verified
The process was extremely easy. We truly loved the videos explaining our progress. Tod Cotman and his team were very professional and knowledgeable throughout.
Gaberial
Mar 24, 2025
Biloxi, MS

Verified
The process was very smooth. The Loan officer answered any and all questions we had.
Tiny
Mar 17, 2025
Biloxi, MS

Verified
He was able to answer all questions in an efficient and timely manner.
NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;
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