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Tod Cotman
Senior Loan Officer l USAF Veteran
NMLS# 658279
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Todd Cotman has guided me through the whole process in getting my new home. I am so pleased that he is my mortgage lender.
Great communication.
The whole process we went through was painless and easier than we thought it would be. Our loan officer walked us through each step and kept in contact the whole time.
Tod is great to work with and always has the best interest of the borrower in mind!
Great to work with—professional, responsive, and made the process easy from start to finish. Highly recommend!
The process was very smooth. The Loan officer answered any and all questions we had.
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NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance; 
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