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Tod Cotman – Guild Mortgage Lender

Tod Cotman

Senior Loan Officer l USAF Veteran

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.75 out of 5.0 stars
4.67
5.0
Erica
Apr 28, 2025
Gulfport, MS
Verified

Great communication.
David
Apr 28, 2025
Gulfport, MS
Verified

The whole process we went through was painless and easier than we thought it would be. Our loan officer walked us through each step and kept in contact the whole time.
Nancy
Mar 24, 2025
Biloxi, MS
Verified

Tod is great to work with and always has the best interest of the borrower in mind!
Richard
Mar 17, 2025
Biloxi, MS
Verified

Todd was very knowledgeable. He made sure he answered and took care of any concerns I had, without hesitation.
Shumarcus
Mar 10, 2025
Elberta, AL
Verified

Great Experience!
Gaberial
Mar 24, 2025
Biloxi, MS
Verified

The process was very smooth. The Loan officer answered any and all questions we had.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;