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Tod Cotman – Guild Mortgage Lender

Tod Cotman

Senior Loan Officer l USAF Veteran

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.64 out of 5.0 stars
4.53
5.0
Valerie J
Aug 08, 2025
Verified

I received good guidance in what I needed to do. Electronic signing and clear directions streamlined the process, making it quick and easy to get paperwork done.
Diane M
Aug 01, 2025
Verified

Tod was very easy to work with.
Rhonda
Jul 29, 2025
D'iberville, MS
Verified

Your friendly
Edward
Jul 04, 2025
Denham Springs, LA
Verified

Me and my wife like Tod very much this is our 4th house with him. Thank you Tod for everything and your patience with us my friend
Amanda
Jun 24, 2025
Gulfport, MS
Verified

I've worked with Tod a few times now, and the communication has always been excellent and timely. He recently helped my buyer close quickly and efficiently. Great to work with!
Alexandrea
May 27, 2025
Vancleave, MS
Verified

Mr Tod and his entire team were so helpful and supportive throughout the entire process, I couldn't have asked for anything more!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;