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Tod Cotman
Senior Loan Officer l USAF Veteran
NMLS# 658279
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.64 out of 5.0 stars
5.0
5.0
4.4
Danni
Dec 19, 2025
Gulfport, MS
Tod and the rest of the team helped make our home buying process easy and painless!
Velma
Dec 5, 2025
Poplarville, MS
Tod and his team did an outstanding job processing myclient's loan. Their consistent communication was exactly what ever...See more
Sheena
Nov 21, 2025
Diamondhead, MS
Very prompt, never had to question anything they said or asked. Very transparent and helpful
John
Nov 21, 2025
Gulfport, MS
Tod did exactly what he said - I told him how much i wanted to pay, how much down payment & what the ma...See more
Minnie
Oct 20, 2025
Pass Christian, MS
They took care of business and were very helpful through the process.
Victoria
Oct 13, 2025
Gautier, MS
Tod Cotman was extremely helpful and kind, keeping us well-informed throughout the entire process
NMLS ID #658279
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;