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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Kevin Kelling

Kevin Kelling

Loan Officer

6410 Knapp Street NE, Ada, MI 49301
Own what matters
Own what matters

About Me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.94 out of 5.0 stars
Dec 19, 2023

Everything was easy and zero stress
Dec 11, 2023

Same as my last comment. Everyone there made the process easy for us. I had a few hurdles I had to get through but the team made it easy and walked me through things to get them done. Thank you.
Tyler B
Dec 01, 2023

Kevin and his team are top notch. We did everything remote and it all went through smoothly. Very professional, great communication and highly responsive. I highly recommend using Guild Mortgage! Not sure I would use anyone else after this experience.
Oct 30, 2022

quick turnaround regardless of some complexities that were introduced due to my retirement funds
Oct 27, 2022

Kevin and team communicated every part of the process and went above and beyond when dealing with the insurance and title company.
Oct 12, 2022

Kevin is top notch with communication. He explains the loan products in depth so that my clients understand all of their options. I would recommend Kevin to any buyer!

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Causes I'm
passionate about

NMLS ID #684299
I am authorized to do business in the states of Arizona, Colorado and Michigan. AZ BK#0018883; AZ BKBR# 1043032; AZ LO Lic.# 1040312;