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About me

With more than 25 years in mortgage lending, I pride myself as being trusted advisor to individuals and high performing professionals or investors navigating home financing. Specializing in relocation buyers, new construction, second homes, investment properties and first-time homeownership I am known for asking the right questions early, delivering sharp due diligence, and communicating clearly from application to close.Read more

With more than 25 years in mortgage lending, I pride myself as being trusted advisor to individuals and high performing professionals or investors navigating home financing. Specializing in relocation buyers, new construction, second homes, investment properties and first-time homeownership I am known for asking the right questions early, delivering sharp due diligence, and communicating clearly from application to close. Clients rely on my persistent follow through, precision, and transparent guidance resulting in confident decisions and strong outcomes. I have extensive experience in Greater Portland and Southern Maine. Outside of work, I am fueled by early morning iced lattes, golf, fitness and yoga, outdoor adventures, and time with my daughter. I strive to bring balance, focus, and grounded energy to everything I do. I am an advocate for reducing, reusing and recycling and for reducing the chemicals that go into our food and bodies.

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Causes and Memberships

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Testimonials

4.94 (178 reviews)
Zillow logo
5.0
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5.0
Experience logo
4.9
Google logo
5.0
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4.9
Tracy was recommended to us through a friend and we couldn't be happier with our experience. We met with a few lenders, but Tracy was the one that helped us to feel most prepared as we entered the housing market. She was incredibly responsive and thorough - totally in our corner and rooting for us! She helped us to make an offer on the weekend and was in communication with our agent throughout the process. We truly could not have asked for a better team!
Brigitta

Mar 1, 2026

Tracy is so personable, knowledgeable & truly has the best interest of those she serves! You can TRUST her because she’ll be with you through the entire process! Highly recommend!
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Danielle P.

Feb 11, 2026

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #471746

I am authorized to do business in the state of Maine.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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