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Rudy Ferrante

Branch Manager

24 Christopher Toppi Drive, South Portland, ME 04106
Own what matters

About Me

The thing I like best about working with my clients is helping them with the biggest or one of the biggest, financial transactions of their lives.  

I have been a mortgage lender since 2005. I have been with Guild, formerly known as Residential Mortgage Services, since 2010 and am currently the Branch Manager for South Portland.  

Outside of work, I enjoy spending time with my wife Laura and two daughters Ella and Andalina. We enjoy swimming in our pool in the summer and skiing the alpine slopes in the winter. I also enjoy playing hockey and attending my daughter Ella’s lacrosse games.  

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.


Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.98 out of 5.0 stars
Jan 20, 2022

Rudy was super helpful and answered any questions I had about my refinance in a timely manner! Great experience!
Oct 17, 2021

Rudolph Ferrante and his team at Residential Mortgage Services was very responsive professional efficient competent reliable and courteous through the mortgage process. They answered our questions and provided required feedback and guidance in a very timeliness manner. The process was streamlined and effective and enabled us to have a fun experience in the purchase our dream vacation home. I would recommend Rudy and his team to anyone looking for a great mortgage team anywhere.
Oct 17, 2021

Rudy and his team answered all of my questions/concerns in a timely manner throughout the entirety of the process. They made the process as smooth and efficient as possible and I loved the online portal. I have no complaints overall a great experience. Thank you guys!
Sep 28, 2021

Everyone we dealt with through the whole process was knowledgeable polite courteous and very timely in responsiveness.
Sep 10, 2021

Rudy and his team answered all of my questions were available when needed and helped me get to closing. As stressful as the process was at times I'm thankful that I was working with a great team. I will be referring my friends family and clients to Rudy for all of their mortgage and refinancing needs.
Aug 14, 2021

Rudy and his whole team were so helpful and worked hard to get my refinancing to go through.

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NMLS ID #366272
I am authorized to do business in the states of Connecticut, Florida, Georgia, Massachusetts, Maine, North Carolina, New Hampshire, South Carolina, Virginia and Vermont. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 366272; (;