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Select from hundreds of loan products tailored to your needs

Rudy Ferrante

Rudy Ferrante

Branch Manager

24 Christopher Toppi Drive, South Portland, ME 04106
Own what matters
Own what matters

About Me

The thing I like best about working with my clients is helping them with the biggest or one of the biggest, financial transactions of their lives.  

I have been a mortgage lender since 2005. I have been with Guild, formerly known as Residential Mortgage Services, since 2010 and am currently the Branch Manager for South Portland.  

Outside of work, I enjoy spending time with my wife Laura and two daughters Ella and Andalina. We enjoy swimming in our pool in the summer and skiing the alpine slopes in the winter. I also enjoy playing hockey and attending my daughter Ella’s lacrosse games.  

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.83
5.0
Robert
Jan 16, 2024
Verified

Very happy working with Rudy and his team!
Gail
Jan 16, 2024
Verified

Informational !Teamwork!Great communication with all departments!
Darya
Jan 02, 2024
Verified

Your team was amazing. They answered all my questions and concerns in a timely fashion and it truly felt like I had a team supporting me the whole time. Buying my first home was stressful, but thanks to your team, it was better than I could’ve imagined.
Timothy
Dec 26, 2023
Verified

Easy process
Kathy
Dec 26, 2023
Verified

Always great working with Rudy and his team, exceptional service.
Richard
Jan 16, 2024
Verified

Information was provided rapidly and accurately. All individuals were of the highest standard.

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passionate about

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NMLS ID #366272
I am authorized to do business in the states of Connecticut, Florida, Georgia, Massachusetts, Maine, North Carolina, New Hampshire, South Carolina, Virginia and Vermont. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 366272; (www.nmlsconsumeraccess.org);