Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Kevin Young

Kevin Young

Senior Loan Officer

24 Christopher Toppi Drive, South Portland, ME 04106
Own what matters
Own what matters

About Me

"I treat every customer I see the same as I would want to be treated -- with the highest level of respect and customer service. The thing I like best about working with my clients is seeing how excited they are when I tell them they are approved."

After working at Meridian Mortgage for six years, Kevin Young easily transitioned to Residential Mortgage Services during the merger in 2008. In his spare time, Kevin enjoys coaching, the outdoors, and helping people.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
5.0
4.98
Cassidy
Jan 08, 2024
Verified

Kevin is incredibly knowledgeable and experienced in this industry, and Andrew is amazing at staying on top of things and communicating. Great team, very supportive!
Joshua
Dec 26, 2023
Verified

Kevin Young is an outstanding lender. What sets him apart is his quick response time! Whether it's a question about loans or interest rates, Kevin is on it quickly. His deep knowledge of the financial world is a game-changer; he breaks down complex stuff effortlessly. You can tell he genuinely cares about helping you make the best financial decisions. Plus, the guy works hard – always going that extra mile to secure the best deals for you. In a nutshell, Kevin's the kind of lender you want in your corner – reliable, smart, and hardworking.
Peter
Dec 26, 2023
Verified

You guys went above and beyond to help us get our home. I can’t thank you guys enough for all the help you gave us.
Stephen Horgan, R
Dec 21, 2023
Verified

Kevin and his exceptional junior loan officer, Andrew, were an absolute delight to work with throughout the entire process of purchasing our new home. Their professionalism and attentiveness truly set them apart. As a seasoned real estate agent of over 10 years, I can confidently say that this transaction was one of the smoothest I've ever experienced, and credit must be given to Andrew and Kevin for their unwavering commitment to ensuring our satisfaction. From the moment we began, Kevin and Andrew made it a priority to keep us informed every step of the way. They presented us with a comprehensive range of options, taking the time to explain the rationale behind each one, enabling us to make informed decisions. It was evident that they genuinely cared about our best interests, guiding us towards the options that would truly benefit us. What truly impressed us was their relentless dedication to completing everything in a timely manner. They diligently met and exceeded deadlines, leaving us with peace of mind throughout the entire process. Additionally, Kevin and Andrew went above and beyond to keep us updated on every aspect of the transaction. This level of communication was truly remarkable and greatly appreciated. I must emphasize that Kevin and Andrew not only met our expectations but exceeded them. Their expertise and proficiency were evident in every interaction, showcasing their true mastery of their craft. It is without a doubt that I, personally, would never consider working with or placing my trust in anyone else. Kevin and Andrew are absolute experts in their field, and their commitment to excellence is palpable. In conclusion, I wholeheartedly recommend Kevin and Andrew for any loan-related services. Their outstanding professionalism, dedication, and expertise make them a true standout in the industry. Thank you, Kevin and Andrew, for making our home buying experience a seamless and memorable one.
Martina H
Dec 20, 2023
Verified

My husband and myself just closed on our home in early December. We worked with Kevin and his team they made the process easy. The constant communication was nice to have, they kept us informed every step of the way. I'm not planning on purchasing another home anytime soon but would definitely recommend him to friends and family who are. Very professional, highly recommend!
Kara
Dec 04, 2023
Verified

Andrew Donovan made our experience great! He provided us with all the resources we needed to be confident in the decisions we were making!

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #282803
I am authorized to do business in the states of Florida, Maine and New Hampshire.