Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Joe Seccareccia

Loan Officer

40 Summer Street, Suite 1, Bangor, ME 04401
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



4.85 out of 5.0 stars
Aug 30, 2023

Joe and Val are an absolute treat to work with. It was reassuring to have someone who has seen many a scenarios. Joe was able to easily explain any first time worries or concerns. Completing an application was very easy and I received a call relatively quickly to confirm a few details and get a pre approval. Joe’s patience and attentiveness cannot be beat. The duo did a phenomenal job communicating what was needed and next steps throughout the process. They made the entire process smooth and efficient. I can’t wait to work with them again.
Aug 30, 2023

Joe and Valerie are a fantastic duo to work with. Truly the dream team keeping things in line and on track. The entire process from start to finish was seamless and enjoyable. Any questions I had were answered in an easy to understand manner. Though the home buying process can be daunting, I can’t wait to work with them in the future.
Brooke S
Aug 11, 2023

We had a really bad experience on the first house we were under contract on and were very discouraged. Joe's reassurance, guidance and promptness has gotten us into our forever home sooner then we even expected. It was a great experience and would recommend him to anyone in buying a home.
seth s
Aug 09, 2023

Joe went above and beyond for my family and I! He was very professional. Any questions I had he answered right away and he made sure to get everything done for us within only a few days. Would recommend him to anyone looking for a lender!
Jun 28, 2023

definitely contact Joe Seccareccia. This process is just starting for me and my family. Joe has been the only one who has taken the time to really explain everything and work with me. He calls or messages every day. You always know up front what is coming and he prepares you. I’ve been pretty stressed with this housing situation but knowing I have someone so professional and knowledgeable truly puts my mind at ease. I can’t thank him enough. I look forward to working with him now and in the future.
Apr 07, 2023

Joe was fully knowledgeable, dependable throughout the loan process. He communicated with me on a daily basis. He explained the process in an exact manner.

Video gallery

View More



Causes I'm
passionate about

NMLS ID #1794840
I am authorized to do business in the state of Maine.