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Diane Watson

Diane Watson

Loan Officer

45 Memorial Circle, Suite 304, Augusta, ME 04330
Own what matters
Own what matters

About Me

I serve customers as a Loan Officer from both the Augusta and Falmouth branch offices.  

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
Jul 12, 2023

This woman is fantastic and I highly recommend her services.
Apr 30, 2022

Had a great time working with Diane will use her again and recommend her to anyone.
Sep 13, 2021

Diane was great to work with always answered my questions thoroughly and was always positive during the process. I have already recommended her to several of my friends.
Aug 23, 2021

Diane was very personable and handled everything in the manner it was supposed to. We enjoyed working with her.
Jul 29, 2021

Diane was extremely helpful and patient with me she guided me very well and answered all of my questions from day one she took the time to explain alot to me i would recommend her to anyone that i come in contact with with purchasing a home
Jul 17, 2021

Diane Watson handled our loan efficiently and with great care. Her time management and organizational skills were excellent. She treated me with kindness and respect. I am very satisfied with our home buying experience with Diane playing a huge role.

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Causes I'm
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NMLS ID #160025
I am authorized to do business in the states of Maine and New Hampshire.