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About me

Helping You Build a Foundation That Lasts

There’s nothing more rewarding than coming home after a long day—the place where hard work turns into lasting memories. For many, homeownership represents more than just an address—it’s a milestone, a symbol of achievement, and the foundation for the future. I’m proud to help turn that dream into a reality for the families I serve.

As a United States Marine Corps veteran, I bring the discipline, integrity, and commitment to service I learned in uniform into every aspect of my work. That mindset drives me to show up fully for my clients—communicating clearly, solving problems proactively, and delivering results with precision and care.

Whether you're buying your first home, your next one, or refinancing the one you love, I’m here to guide you every step of the way. Your goals become my mission.

“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” – Maya Angelou

Let’s work together to make your homeownership goals a reality.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
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Kelly
May 12, 2025
Barnesville, PA
Verified

Working with Derek Burkholder was an outstanding experience from start to finish. We had countless questions and concerns, but he guided us through the entire mortgage process with patience, expertise, and genuine care. What truly set him apart was the level of personal attention—we never felt like just another client. Derek was proactive in securing us a competitive rate and worked seamlessly with our realtor and lender to keep everything on track. Thanks to his dedication and professionalism, we were able to close on our dream home smoothly and on time. We wholeheartedly recommend Derek to anyone in need of a trustworthy, skilled, and caring mortgage expert. You’ll be in the best hands possible. From our initial consultation to closing day, Derek was consistently responsive, transparent, and incredibly knowledgeable. He took the time to explain every option available to us, ensuring we fully understood our choices and found the loan that best fit our financial goals.
Christopher B
May 12, 2025
Verified

Derek isn't just a great Mortgage Advisor, he's an amazing person. He listens to your goals and dreams and then works the loan around that. He will also guide you in a different direction if it's financially better for you. The purchase of a house is stressful and exhausting but Derek and the rest of the Guild team ease that stress and make things very simple!
Molly
May 05, 2025
Baltimore, MD
Verified

Derek was super responsive, and answered all my questions! I couldnt recomend him enough. He made the home buying purchase smooth and easy!
Carolyn
May 01, 2025
Verified

I cannot say enough great things about our experience working with Derek! From start to finish. He was consistently professional, patient, knowledgeable, and incredibly supportive. We had a unique and sometimes complicated situation, but Derek never wavered. He went above and beyond in every way: promptly answering our endless questions, explaining every step of the process in detail, and advocating for us to ensure we got the best possible terms. There were several moments when we felt overwhelmed or uncertain, but having Derek in our corner made all the difference. He was more than just a loan officer - He was a true partner throughout the journey. Thanks to his dedication and expertise, we are now happily settled into our new home, and we couldn’t be more grateful. If you’re looking for someone who will treat you like more than just a number and will stick with you through thick and thin, look no further. Highly, highly recommend!
Colin C
Apr 28, 2025
Verified

My wife and I recently worked with Derek while purchasing our first home this year. Although neither of us has a background in finance, Derek's guidance has left us feeling well prepared to manage our mortgage. Throughout the process, Derek exhibited a high degree of professionalism that resulted in a smooth process. He was highly responsive, maintained a high attention to detail, and was tremendously effective in walking us through a number of complex concepts. We felt comfortable with Derek every step of the way and have the utmost confidence in him as an advisor as we embark on our home-owning journey. We would happily recommend Derek to anyone looking to purchase a home in the greater Baltimore area and will certainly reference him to friends and family in the future. 5/5 stars - an excellent experience overall.
Robert
Apr 28, 2025
Baltimore, MD
Verified

My wife and I recently worked with Derek while purchasing our first home this year. Although neither of us has a background in finance, Derek's guidance has left us feeling well prepared to manage our mortgage. Throughout the process, Derek exhibited a high degree of professionalism that resulted in a smooth process. He was highly responsive, maintained a high attention to detail, and was tremendously effective in walking us through a number of complex concepts. We felt comfortable with Derek every step of the way and have the utmost confidence in him as an advisor as we embark on our home-owning journey. We would happily recommend Derek to anyone looking to purchase a home in the greater Baltimore area and will certainly reference him to friends and family in the future. 5/5 stars - an excellent experience overall.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1503994
I am authorized to do business in the states of Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);