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Julio Estrada
Branch Manager
NMLS# 284919Let’s find the right home loan for you
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.88 out of 5.0 stars




Samy
Mar 17, 2025
Gaithersburg, MD

Verified
I had an outstanding experience with Guild and its team, especially Julio and his staff. Their professionalism and dedication made the entire process smooth and stress-free. They handled everything with efficiency, ensuring a fast closing while addressing any concerns with expertise and care. Their honest guidance, ability to secure the best rates and terms, and commitment to customer satisfaction truly set them apart. I felt like they were more than just lenders—they cared like true partners, making the experience both seamless and reassuring. Highly recommend!
Sam
Mar 11, 2025

Verified
Julio and his team are truly unique in the field. Julio is an extraordinary lender who guides you with honesty and is always available—whether it’s evenings, nights, weekends, or holidays. He works with you seamlessly, with no complications or surprises. I didn’t have to shop around because their rates and loan options were the best available. I couldn’t find any other lender who could compete with them. Their fast closing process played a major role in getting my offer accepted. Julio, thank you for your time and for offering such outstanding loan options.
Ruth
Feb 12, 2025

Verified
Mr.Estrada provided excellent customer service in helping me find a loan to help my home. He was kind,helpful and I could tell by the service he was providing me that he cared very deeply about his customers. He always helped us keep on top of every step of the process and kept us very informed about our process. He was very professional with his customer service, based on my experience if you need any help with the process of getting a loan for your home he is the just the right person to help.My husband and I are very happy and satisfied with his work.
Mary
Jan 31, 2025

Verified
Excellent service. Always available to help with any questions. Responded quickly and service was personalized.
Debbie B
Dec 30, 2024

Verified
We had an excellent experience working with Julio Estrada at Guild Mortgage. From start to finish, he was professional, knowledgeable, and attentive to every detail. Julio took the time to explain our options and answered questions thoroughly, and made the entire process smooth and stress-free. What stood out most was Julio's dedication to finding the best possible rates and terms for our situation. His communication was top-notch, we were updated every step of the way through closing. We highly recommend Julio with Guild Mortgage to anyone looking for a reliable and trustworthy mortgage professional. We've worked with Julio multiple times and couldn't bee happier with the outcomes.
Kimberly
May 19, 2025
Arnold, MD

Verified
closing was a bit delayed... but it all got done
NMLS ID #284919
I am authorized to do business in the states of Connecticut, District of Columbia, Delaware, Florida, Maryland, North Carolina, New Jersey, Pennsylvania, South Carolina, Texas, Virginia and West Virginia. Licensed by the N.J. Department of Banking and Insurance; (www.nmlsconsumeraccess.org/);
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