(479 reviews)

Joel Bailey

Sales Manager

NMLS ID #1584517

Columbia, MD

4.93

(479 reviews)

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10490 Little Patuxent Parkway, Suite 600 Offices 104,105,106, Columbia, MD 21044

[email protected]

(202) 856-7653

Let's talk

Have questions? Let's connect and talk through your goals.

Get pre-approved

Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Find the loan to fit your life

You have choices when it comes to home financing

About me

As a locally based loan consultant, Joel is committed to providing a seamless loan experience to his customers. His background in financial planning gives him a unique and comprehensive perspective when helping clients select the correct loan product. Whether you are a first-time homebuyer or a real estate veteran, Joel is available and ready to work hard on your behalf….7 days a week.

Joel has access to a wide variety of loan products and services including First-Time Homebuyer and Down Payment Assistance Loans, Jumbo Mortgages, VA 100% Financing loans, Bridge Loans for Move-Up Buyers, and many more.

Awards

Causes and Memberships

Testimonials

4.93 (479 reviews)

5.0

4.9

5.0

4.9

Joel an Maddie were so easy to to work with. I had several changes and special situations and they made sure everything worked like I needed. Both were always easy to get ahold of when I had questions and professional and friendly..

Heather

Mar 10, 2026 |

Brunswick, MD

Joel an Maddie were so easy to to work with. I had several changes, and special situations and they made sure everything worked sonI got exactly what I needed.Both were always easy to get ahold of when I had questions, professional and friendly..

Heather R.

Mar 2, 2026 |

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Mark Pierce

Loan Processor III

I am not a licensed loan originator.

[email protected]

Cam Butler

Loan Officer l NMLS# 2303927

[email protected]

James Fitzgerald

Originating LOA l NMLS# 1140089

[email protected]

Mark Pierce

Loan Processor III

[email protected]

I am not a licensed loan originator.

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(202) 856-7653

Branch:

(410) 755-7670

Email:

[email protected]

10490 Little Patuxent Parkway, Suite 600 Offices 104,105,106, Columbia, MD 21044

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1584517

I am authorized to do business in the states of District of Columbia, Delaware, Maryland, Pennsylvania, Virginia and West Virginia. (www.nmlsconsumeraccess.org/);

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

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For homeowners

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Joel Bailey

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Meet our team

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app