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Select from hundreds of loan products tailored to your needs

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Own what matters

About Me

I am ranked amongst the Top 1% of originators across America by Mortgage Executive Magazine

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.87 out of 5.0 stars
Graham P
Mar 21, 2024

Guild Mortgage has proven to be the best mortgage company we could have worked with during our home buying process. Their diligence, intelligence, and professionalism were top notch. This was our 1st time purchasing a home, and we are entirely grateful for the Guild team and how they were there with us every step of the way. HUGE recommendation to them! By the way, they do not have to be in your state to work with you! Thank you!
Susie B
Feb 06, 2024

Eric and his crew at Guild Mortgage were fabulous to work with! They’re professional, efficient, responsive and fun! Lauren is amazing, we were ready to close days before the closing! Will definitely recommend! Oh and their rates are great too! Thank you! Thank you! Thank you! I appreciate you guys!
Karen L
Jan 13, 2024

This is our second time working with Eric , Veronica and Lauren! They are fantastic, professional, easy to work with and very receptive with follow ups and making the process of either refinancing or getting a loan as smooth as possible! Highly recommend!
Dec 19, 2023

Eric was very communicative throughout the process and the loan closed in record time.
Nov 07, 2023

Can do attitudes. Prompt responses.
Nov 06, 2023

Eric is one of the best loan officers I've worked with. He's very responsive, and his customer service experience is top-notch. I'm looking forward to doing future business with Eric and his team.

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NMLS ID #21548
I am authorized to do business in the states of Florida, Massachusetts, Maine, North Carolina, New Hampshire, Pennsylvania and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 21548; Rhode Island Licensed Lender;