Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Tricia Cates

Tricia Cates

Senior Loan Officer

10740 Nall Ave, Suite 150, Overland Park, KS 66211
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Aliza J
Sep 21, 2023
Verified

I’ve worked with Tricia in the past, she is always on the ball, she stays in top of everything, and she makes sure I understand my options clearly. I will definitely come back to her for my next home loan as well.
Morgan
Sep 20, 2023
Verified

Loved working with Tricia. God bless you all!!
Nathanael
Aug 01, 2023
Verified

Tricia did not assume we knew everything. She took the time to explain everything, and checked in with us frequently. She builds trust and genuinely cares about getting her clients the best loan.
William
Jul 18, 2022
Verified

Tricia and Jose are absolutely amazing. We have used them for about 6-7 loans in the past year and they do what they need to do to get the documents completed and get the loan funded. Tricia is always great at calculations and providing everything you need to know to pick the right interest rate, payment and down payment for the borrower!! We have been very pleased with the experiences that we have had!! Keep up the great work!!!
Miguel
May 23, 2022
Verified

Tricia and Jose were amazing. Communicative and insightful throughout the entire process. As a travel nurse it is hard to get a mortgage loan and this team made it possible to get my first home. Thank you.
Paula
Mar 28, 2022
Verified

My loan officer was amazing! She was patient and explained everything to me. She was like a friend guiding me.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #2037000
I am authorized to do business in the states of Illinois, Kansas and Missouri. (www.nmlsconsumeraccess.org);