Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Jim Gussman
Senior Loan Officer
NMLS# 61072
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Excellent service by Jim Gussman
I recently went through the mortgage process with Jim Gussman of Guild Mortgage, and I couldn’t be happier with the experience. From start to finish, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step, ensuring I felt confident and informed throughout the process. I truly appreciate his dedication to making homeownership a reality for me.
Jim provided the best help! I am a first time home buyer and was nervous but Jim made sure to explain everything in great detail to help ease my mind!
Efficient, communicative, and professional. Great team to work with
Jim was very helpful in answering all my questions and concerns .
Jim was very professional and personable. He was always keeping us informed of our loan process. He would either call or email us with the next step and what we were to expect. The signing was done in our own home, which made it very convenient for my husband and I. We will use Jim again, should we need to. We also recommend Jim for your next loan process.
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NMLS ID #61072
I am authorized to do business in the states of Florida and Illinois. (www.nmlsconsumeraccess.org/); 
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