Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Jeanette
Mar 28, 2025
Verified

I recently went through the mortgage process with Jim Gussman of Guild Mortgage, and I couldn’t be happier with the experience. From start to finish, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step, ensuring I felt confident and informed throughout the process. I truly appreciate his dedication to making homeownership a reality for me.
Jacqueline
Mar 20, 2025
Verified

Jim provided the best help! I am a first time home buyer and was nervous but Jim made sure to explain everything in great detail to help ease my mind!
TERRI
Mar 17, 2025
Malta, IL
Verified

Efficient, communicative, and professional. Great team to work with
Jacqueline
Mar 17, 2025
Malta, IL
Verified

Jim was very helpful in answering all my questions and concerns .
User1783851
Oct 13, 2015
Plainfield, IL
Verified

Jim was very professional and personable. He was always keeping us informed of our loan process. He would either call or email us with the next step and what we were to expect. The signing was done in our own home, which made it very convenient for my husband and I. We will use Jim again, should we need to. We also recommend Jim for your next loan process.
Jerkenny
Jul 05, 2015
Lockport, IL
Verified

Jim Gussman was such a pleasure to work with for our first home buying experience, and we would highly recommend him to anyone seeking a mortgage lender. He was very professional, knowledgeable, and always available to answer any questions that we had along the way. The open and consistent communication between us was truly appreciated. Jim's collaboration with our realtor and attorney was also a big reason as to why our closing was smooth and not delayed. He made sure to keep everyone in the loop at all times. Jim also went above and beyond in accommodating for our financial situation, such as searching for extra programs that will improve our taxes for several years to come. We are grateful to have had such a positive experience and are enjoying our new home stress free! Thanks again for everything!

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #61072
I am authorized to do business in the states of Florida and Illinois. (www.nmlsconsumeraccess.org/);