Cesar Sanchez

Loan Officer

NMLS# 1119735

40w310 Lafox Road, Suite C1,
St Charles, IL 60175

(773) 495-8200

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I'm Cesar Sanchez, and I'm passionate about guiding you through the mortgage process. With over 12 years of experience in real estate and financing, I've dedicated my career to helping families achieve their dream of homeownership. I proudly serve communities throughout Illinois and Wisconsin, offering services in both English and Spanish.

Working at Guild Mortgage gives my clients a great advantage because of the wide range of loan programs they can benefit from. This means more options and better solutions tailored to your unique needs.

But there's more to me than just work. I'm a proud father to an amazing daughter who brings joy and adventure into my life. Exploring new experiences together is what I cherish most outside the office.

Let's make your homeownership dreams come true!

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.