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Chai Charin

Senior Loan Officer

1500 Eisenhower Lane, Bldg C Unit 200, Lisle, IL 60532
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About Me

Chai Charin is a Team Manager/Mortgage Loan Originator. He has been in the mortgage industry since 2000 and is committed to helping clients with the biggest purchase of their lives. Chai truly enjoys working on numbers to help clients easily understand the monthly payment and total out of pocket money needed to purchase or refinance a home. He loves his team; they do everything in-house, giving the ability to control loans from beginning to end.

Chai has a passion for providing his clients with the best customer service. He makes himself available during the evening and weekend because he fully understands that buying a home or refinancing can be very stressful. He promises to always listen to the needs of his clients and believes in keeping his customers for life. Chai and his team provide constant communication with all parties involved in the mortgage and loan transaction, so everyone is always on the same page.

Chai is married and has three teenage daughters, so he understands the cost of providing and raising a family. Contact Chai today to start your home buying process!

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Aug 10, 2021

Chai and his team went above and beyond expectations. I first reached out to Chai a year before we were able to secure the financing. He guided me on how I could go from my current financial situation to being able to qualify and afford a house that my wife and I would be happy in. I followed his guidance and one year later I qualified for a mortgage that has put me in a better home than I was expecting.
Kimberly f
May 21, 2019

I want to start off by saying the customer service that Chai has given my parents is a 5 plus, plus! He has answered a million questions and be so patient and kind through the whole process and today it has been almost two years since the day they purchased a house and he still took the time to get the documents so they could take care a pertain and key thing that will give them so much happiness. He is absolutely amazing and I would highly recommend him!
May 05, 2019

Chai Charin and the rest of the team at First Centennial not only did a great job with our new home purchase, but when the home price changed (as it often does) we thought there was no way we were going to be able to afford the house we wanted. Chai, called us (even after business hours) because he knew how worried we were and showed us a path to be able to afford the house we loved. We have already told all of our friends and family about First Centennial and so should you. We can't thank First Centennial enough for literally changing our lives.
Apr 02, 2019

My husband and I were having a lot of problems with our first lender and spent months trying to purchase a home. We contacted chai and once he took over we closed on our home less than 30 days! He is amazing!
Feb 19, 2019

As a first time home buyer, I had lots of questions and Chai was always available to answer my calls and emails. He made the process easier than I could have ever hoped for!
Jan 19, 2019

Chai and his team were very helpful throughout the whole loan process. Anytime we had questions I would send an email and get a response in a very timely manner.

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NMLS ID #222482
I am authorized to do business in the states of Illinois, Indiana and Wisconsin. (;